Annual Fee
$99
Extra Card Fee
$30
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
$15,000
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • For a limited time, earn 4% cash back for the first 4 months (up to $200 earned).
  • Earn 1% cash back on all purchases.
  • Earn 2% cash back on all Tim Hortons and TELUS purchases.
  • Earn 4% cash back on gas and grocery purchases.
  • No limit to the amount of cash back you can earn.
  • Add up to 3 extra cardholders free for a year.
  • Allows you to set spending limit on secondary card holders.
  • Card automatically comes with 4 types of insurance that include purchase protection and travel accident.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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