KOHO is giving Canadians 7 chances to win an iPhone Duo.
From November 9 to December 27, 2026, new KOHO members can enter weekly draws for a chance to win 1 of 7 Apple iPhone Duos with 256 MB of storage, each valued at just under $3,000 Canadian.
One potential winner will be selected every week, with the first draw taking place on November 16, and the final draw scheduled for December 29.
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How to enter the KOHO iPhone Duo giveaway
New KOHO clients need to complete three steps within 14 days of signing up to be a KOHO member.
- Opt into the giveaway.
- Complete KOHO's identity verification.
- Add at least $100 to your KOHO account through Interac e-Transfer, direct deposit, or a transfer from another financial institution account in your name.
Once those steps are complete, you can start earning entries for the applicable weekly draw.
Weekly entry periods run from Monday to Sunday, with draws taking place the following Monday at noon ET. The final draw moves to Tuesday, December 29 because of the holidays.
Even if you don't win a draw, you can still earn $100 on a new KOHO account.
We have $100 GeniusCash offers across the board for the rest of 2026.
Here are the KOHO tiers to choose from:
$100 GeniusCash + Up to 1% cash back on purchases + 2% interest on your balance.*
×1 Award winner 
GC: $100
1x Award winner GC: $100
You can earn extra entries each week
Completing the initial requirements gives you one entry, but KOHO also offers several ways to increase your chances.
Members can earn:
- 5 extra entries for making at least one KOHO card purchase during the week
- 10 extra entries for receiving a pay direct deposit
- 10 extra entries for each eligible paid KOHO product active on the account
- 10 extra entries for each eligible friend referred, up to five referrals during the promotion
Entries reset each week and do not carry over. Members can earn up to 96 entries per weekly draw through the KOHO entry method.
There is also a free alternative entry method available by email, so no purchase is necessary to participate.
Visit the contest webpage for more information.
What winners need to know
Winning through the KOHO app comes with one important condition.
Winners who enter through the primary KOHO method must keep their account open and in good standing for 12 months after receiving the prize. Closing the account during that period could require the winner to repay a portion of the prize value based on the number of months remaining.
Potential winners must also correctly answer a skill-testing question and complete KOHO's winner documentation before receiving the prize.
More updates on giveaways
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FAQ
How long does the KOHO iPhone Duo giveaway run?
The KOHO iPhone Duo giveaway runs from November 9 to December 27, 2026. There are seven weekly entry periods, with one potential winner selected after each period. The final draw takes place on December 29.
How do new KOHO members enter?
New members need to opt in through the KOHO app, complete identity verification, and add at least $100 to their account within 14 days of joining. Once those steps are complete, they begin earning entries for weekly draws.
How can I get more entries?
You can earn extra entries by making a KOHO card purchase, receiving a pay direct deposit, keeping eligible paid KOHO products active, or referring eligible friends. Entries are calculated separately each week and do not carry over.
Do I need to make a purchase to enter?
No. KOHO offers a free alternative entry option by email. Eligible entrants can submit the required information and a qualifying written response to receive the same maximum number of entries available through the primary entry method.
What happens if I win?
Potential winners must meet all eligibility requirements, answer a skill-testing question correctly, and complete KOHO's winner documentation. App-based winners must also keep their KOHO account open and in good standing for 12 months after receiving the prize.
T&C Disclaimer:
No purchase necessary. The Campaign begins on November 9, 2026 at 12:00 am ET and ends on December 27, 2026 at 11:59 pm ET, with seven (7) weekly draws. There are seven (7) Rewards available to be won, one (1) per weekly draw, each consisting of one (1) Apple iPhone Duo (approximate retail value $2,999 CAD each; total approximate value $20,993 CAD). Limit of one (1) Reward per person. Open to legal residents of Canada who have reached the age of majority. Enter in the KOHO app (new Members only; identity verification and a minimum $100 CAD load required; bonus entries available) or by free email entry, which receives the same maximum number of Entries. Odds of winning depend on the number of eligible Entries received for each weekly draw. Must correctly answer a skill-testing question to be declared a winner. Rewards won through the KOHO app are subject to a 12-month account holding period, and a pro-rated portion of the Reward value must be repaid if the KOHO account is closed during that period. Apple is not a sponsor of this Campaign. Full Rules and entry details available at: koho.ca/legal#iphoneduocontest
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