Pros & cons
Pros
- Earn up to 200,000 bonus points.
- 9 TD Rewards points per $1 spent on travel purchases made at Expedia for TD.
- 6 TD Rewards points per $1 spent on dining, EV charging, streaming, and foreign currency purchases.
Cons
- Points only worth 0.5 cents each.
- High annual fee of $149.
Your rewards
Getting your welcome bonus
Based on $3,000 in monthly spending, you can get up to 200,000 points which translates to an estimated $1,000.◊
For all welcome bonus details click here.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With TD Business Travel Visa Card, here's how you earn rewards:
- 9 points per $1 spent on travel booked online through Expedia For TD.
- 6 points per $1 spent on dining , EV charging , streaming, and foreign currency purchases.
- 2 points per $1 spent on all other purchases.
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For TD Business Travel Visa Card in particular, if you spend $3,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Travel from Expedia For TD | $477 | |
| Any travel | $382 | |
| Amazon | $315 | |
| Gift Cards | $239 | |
| Statement credits | $239 | |
| Merchandise | $219 |
| Redemption Option | Point Value | Total Value |
|---|---|---|
| Travel from Expedia For TD | 0.5 cents | $50 |
| Any travel | 0.4 cents | $40 |
| Amazon | 0.33 cents | $33 |
| Gift Cards | 0.25 cents | $25 |
| Statement credits | 0.25 cents | $25 |
| Merchandise | 0.23 cents | $23 |
Calculating your annual rewards
$36,000 annual spending x 1.33% return on spending = $477 annual rewards
$477 annual rewards − $149.00 annual fee = $328 net annual rewards
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1x Award Winner
Details and eligibility
- Estimated Credit Score
- 760 - 900
- Personal Income
- N/A
- Household Income
- N/A
- Annual Fee
- $149.00
- First Year Free
- Yes
- Extra Card Fee
- $49
- Card type
- Credit
- Purchase
- 19.99%
- Cash Advance
- 22.99%
- Balance Transfer
- 22.99%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
- Travel Accident
- $500,000
- Emergency Medical Term
- 15 days
- Emergency Medical Maximum Coverage
- $2,000,000
- Emergency Medical over 65
- 4 days
- Trip Cancellation
- $1,500
- Trip Interruption
- $5,000
- Flight Delay
- $500
- Baggage Delay
- $1,000
- Lost or Stolen Baggage
- $1,000
- Rental Car Theft & Damage
- Yes
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
TD Business Travel Visa Card's 3.1 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
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Key benefits
User review
Reviewed by 1 Canadian
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Horrible card!
I had a credit of $15,000, but I was unable to use it! Every time I tried to buy business or any travel, or any online purchase whatsoever, it got automatically blocked. I had to call and unblock it! My credit score is excellent. I have never had any unauthorized purchases on any of my credit cards. I called TD Visa and asked them several times to do something about it. They promised, but never did. Finally, after losing over $250 on tickets because my travel purchase was blocked again, I am cancelling it now. I transferred all of my automatic withdrawals to another card. Never order this card. It is pain to own it.
