Pros & cons

Your rewards

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With MBNA Rewards Platinum Plus Mastercard (QC), here's how you earn rewards:

• 2 points for every $1 spent on restaurants , groceries , and select recurring bills (up to $10,000 spent annually per category)
• 1 point per $1 spent on all other purchases

For all reward details click here.

How much your rewards are worth

The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For MBNA Rewards Platinum Plus Mastercard (QC) in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:

Rewards Points Calculator

Enter your rewards balance to calculate how much your points are worth. Review your redemption options and recommendations to get the most value.

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Points Balance

Our recommendations:

Use your points for Any Travel to get the most value.

$10

Avoid using points for Statement Credit/Direct Deposit (Platinum Plus) as this gives you the lowest value.

$5

Using your points for Any Travel instead of Statement Credit/Direct Deposit (Platinum Plus) will save you $5.

Point Values

Redemption Option	Point Value	Total Value
Any travel	1 cent	$10
e-Gift Cards	0.99 cents	$10
Gift Cards	0.92 cents	$9
Merchandise	0.86 cents	$9
Statement Credit/Direct Deposit (World Elite)	0.83 cents	$8
Statement Credit/Direct Deposit (Platinum Plus)	0.5 cents	$5

Redemption Options

Any travel

Redeem for travel through MBNA Rewards

$10

e-Gift Cards

Variety of electronic gift cards

$10

Gift Cards

Variety of gift cards

$9

Merchandise

Assortment of merchandise

$9

Statement Credit/Direct Deposit (World Elite)

Statement credit or direct deposit to a chequing account

$8

Statement Credit/Direct Deposit (Platinum Plus)

Statement credit or direct deposit to a chequing account

$5

Calculating your annual rewards

$24,000 annual spending x 1.54% return on spending = $370 annual rewards

$370 annual rewards − $0.00 annual fee = $370 net annual rewards

Details and eligibility

Insurance coverage

Extended Warranty

1 year

Purchase Protection

90 days

Mobile Device

$1,000

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

MBNA Rewards Platinum Plus Mastercard (QC)'s 4.1 Genius Rating is based on the weighted average of the following scores:

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Key benefits