RBC Avion Visa Infinite Privilege
- 25,000 point sign up bonus is worth up to $625 in free flights.
- Earn 1.25 points for every dollar you spend.
- More than 2% return on spending with smart reward redemption.
- Convert points to miles 1:1 in 3 airline rewards programs.
- Excellent travel insurance package to compliments rewards.
- Earn extra points when you shop at select RBC partners (Carlson Wagonlit and UBER).
- Regular promotions that give you 30-50% more miles when transferring to British Airways Avios.
- Get through security faster at some Canadian airports.
- A wide range of Visa Infinite Privilege perks.
|Extended Warranty||2 years|
|Purchase Protection||120 days|
|Emergency Medical||31 days|
|Lost or Stolen Baggage||$2,500|
|Rental Car Theft & Damage|
Please review your insurance certificate for details, exclusions and limitations of your coverage.
The RBC Avion Visa Infinite Privilege is one of the few rewards cards to offer more than 1 point per dollar spent, coming in at 1.25 points per dollar spent. Any cards that gives more points than that will typically have much less valuable points.
All points are not created equal and Avion points are really high on the value scale. Why? Because you can convert them 1:1 to British Airways Avios, American Airlines AAdvantage, and Asia Miles giving you the increased value of airline miles.
Once you have converted your points to Avios or AAdvantage, you can then access all their partner airlines in the OneWorld alliance. Better, about twice a year RBC runs a promotion where you can either get 30% or 50% more miles when you transfer them to Avios causing your reward value to skyrocket even further.
That said, Avion points are valuable when redeemed for flights directly as well. That way you can you choose any airline and any flight you want. The best value is for short haul flights priced up to $350 for 15,000 points. That gives you a value of 2.33 cents per point which equals a 2.92% return on spending if you manage to redeem for a flight that costs $350 exactly. You’ll probably get slightly less reward value because hitting the maximum value on the nose isn’t easy.
One of the big downsides, like with all Visa Infinite Privilege cards, is that it requires a household income of $200,000 or more to qualify. That will put most people out of the running. The $399 annual fee is another turnoff. But, if you can get over those two issues, then this card offers a great mix of rare perks, above average travel insurance, higher than normal rewards, reward redemption flexibility, and great transfer bonus opportunities.
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