--> --> A Tesla Giveaway To Celebrate Launching GeniusCash | creditcardGenius --> --> -->   App Exclusive: $150 GeniusCash on a card with unreal cash back! Download Now × 5 Hello! Sign In $150 Cash Back Compare Credit Cards Compare Credit Cards Compare Credit Cards Find Your Credit Card Quick Compare Top Credit Card Deals No Fee First Year Free Credit Card Quiz By Type Rewards Low Interest Balance Transfer Business Student Prepaid By Rewards Cash Back Travel Air Miles Aeroplan Store Grocery Reviews American Express Cobalt: Award-Winning. Limit-Pushing. Unmatched. BMO Ascend World Elite: Travel Rewards Reach New High American Express Gold Rewards: Your Ticket to Luxury TD® Aeroplan® Visa Infinite: Your Best Card for Air Canada Perks MBNA Rewards World Elite: Canada's Best Kept Secret BMO AIR MILES®† Mastercard: Groceries today. Getaways tomorrow. GeniusCash credit cards = more cash in your pocket! 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Hard Credit Check How To Protect Your Credit Score Must Read Best Instant Approval Credit Cards ‒ From No Credit To Excellent Credit Credit Cards For Bad Credit Secured Credit Cards Tangerine Money Back Credit Card KOHO Prepaid Mastercard Review Credit Card Quiz creditcardGenius Disclosure creditcardGenius receives a referral fee for some credit cards listed; however, our comprehensive and math-based algorithm solely dictates the results of our rating system. Our ratings and rankings are strictly independent of compensation. Click to read our detailed disclosure . Our disclosure A Tesla Giveaway To Celebrate Launching GeniusCash Giveaway closed on June 30, 2022. Written by creditcardGenius Team   updated on Jan 9, 2023 Fact Checked Fact Checked Accuracy is important to us so this article has gone through a thorough 3-stage review process and fact-checked by our team. In celebration of our highly anticipated GeniusCash launch , we gave our readers the chance to enter the biggest giveaway in the history of creditcardGenius. For the first time ever, the smartest credit card comparison app teamed up with the smartest electric car to give you… …a huge Tesla Canada giveaway! Every time you cashed out your GeniusCash payment, you automatically were granted a free entry (max of 3 per person). So you essentially got PAID for your chance to win a Tesla . Below you’ll find all the juicy details of how the giveaway took place. Curious about how the entire saga went? Here’s our full-fledged Tesla Giveaway Story from the first day to the last. Never miss an amazing deal again + get our bonus 250+ page eBook for FREE . Join 50,000 other Canadians who receive our weekly newsletter – learn more . The prize: $10K cash or a Tesla Model 3 Let’s dig into what you really want to know: the prizes up for grabs. This giveaway worked on a tiered structure. So starting out, the grand prize was $10,000 in cold hard cash. But as soon as the giveaway hit 5,000 entries, the grand prize was upgraded to… A brand new Tesla Model 3 . You can check on the progress here: GeniusCash:  Exclusive Offer How we gave away a Tesla Model 3 To celebrate the launch of GeniusCash, creditcardGenius held the $10K or a Tesla Giveaway starting in 2021. Our readers submitted over 6,600 entries into the draw, and on November 16th, 2022, we finally delivered the Tesla Model 3 to our grand prize winner – Tony Yip. Click the image to watch the video. Do you want to keep the rewards train going at full steam? Every time you refer a friend, you're eligible to receive $10 in cash (unlimited) for each GeniusCash offer they claim – they'll make some money, and so will you! Refer A Friend And Get Rewarded As you can see, we exceeded our target and the $10,000 giveaway turned into a Tesla Model 3 giveaway. How our 10K Tesla giveaway worked How easy was it to punch your ticket to winning this amazing electric car? If it were legal, a preschooler would have been able to do it! Here are the 2 things you needed to do: Apply for any GeniusCash credit card (just look for the green logo). Get approved and get your cash payout using PayPal or Interac e-Transfer. That’s it! No tricks, no extra steps. You could start by looking through the creditcardGenius offers page . Any card here is eligible for up to $200 in cash once you’re approved, and it’s so super easy to apply that anyone can do it. Just click the link, follow the instructions, and you’re on your way. For every card you were successfully approved for through our GeniusCash program, you’d get 1 entry. The best part was, each person got up to 3 entries into the giveaway . See all current GeniusCash offers here . Set up your PayPal or Interac e-Transfer email in your creditcardGenius dashboard The best way to make sure your entry gets counted? Validating that your PayPal or Interac e-Transfer account is connected to your creditcardGenius account. Even though the giveaway is long over, these steps still apply if you’re curious about how to receive your GeniusCash You can do this by logging in to creditcardGenius with the same account you used to apply for the credit card. Once logged in, click on “Your Account” on your dashboard: From there, you can click on the “Your Payments” dropdown and enter in the email address associated with your PayPal or Interac e-Transfer account. Then hit “Save”: If the email address is valid, you’ll get a success message: Note that our system doesn’t check at this point if what you entered is a valid PayPal or Interac e-Transfer account – it only verifies if the email address itself is valid. Please verify that this email is in fact associated with your PayPal or Interac e-Transfer account in order to guarantee you’ll get all your valid payouts . Once that’s done, all you have to do is wait for the bank to send us notice of your approval and you’ll be sent your GeniusCash immediately on the next fulfillment day. Who won the creditcardGenius Tesla Giveaway? On August 12, 2022, the creditcardGenius team met up and officially held the winner draw. Out of over 6,000 entries, the lucky winner that was randomly chosen was Tony Yip from Vancouver, BC. And on November 16th, 2022, our team travelled to Vancouver to personally congratulate Tony and be there for the delivery of the brand new Tesla. We could tell you about it, but why not show it to you as well? It was a momentous occasion for both us and Tony, and we’re so happy that not only was he thrilled to get his brand-new Tesla, but also how useful he’s found the information on our site. It’s so great to hear how our hard work is benefiting Canadians from coast to coast. Still itching to win some big prizes? Be sure to check out our sister site, moneyGenius for their collosal Mountain Of Prizes giveaway with over $20,000 in prizes . Tesla giveaway rules 1.   Sponsor . The GeniusCash $10,000 Tesla Giveaway Contest is sponsored by WeyMedia Inc. (“ Sponsor “). Credit card issuers linked to by the Sponsor on creditcardGenius.ca for GeniusCash offers, and any Contest prize suppliers, are in no way associated with or responsible for the Contest or any selection of Entrants or determination of the Contest Winner. 2.   Eligibility . This Contest is open to legal residents of Canada, excluding Quebec, who have reached the age of majority in their province or territory of residence at the time of entry, with the exception of employees of the Sponsor, its parent, related and affiliated companies, subsidiaries, departments or agencies, franchisees, suppliers, advertising and promotional agencies, contest administrators, and any other parties engaged in the development, production or distribution of Contest materials, and those living in the same household. By participating in this Contest, entrants acknowledge compliance with, and agree to be bound by, these Contest Rules. Entrants who do not comply with any of the Contest Rules are subject to disqualification by the Sponsor, in Sponsor’s sole discretion.  3.   Contest Dates and Times . The Contest begins on September 1, 2021 at 12:01 a.m. AT, and ends on June 30, 2022 at time 11:59 A.M. AT (“ Contest End Date “) after which time the Contest will be closed and no further entries will be accepted.  4.   How to Enter . To enter the Contest, an individual must: Apply for a credit card through the creditcardGenius.ca “GeniusCash” credit card offer (all active GeniusCash offers can be found at https://creditcardgenius.ca/offers ); and Receive approval for the credit card applied for through the “GeniusCash” credit card offer; and Receive payment of their “GeniusCash” payout via PayPal, Interac e-Transfer, or any other method approved by the Sponsor by the Contest Draw. For this Contest receipt of an entry (“Entry”) occurs when Sponsor’s server records the Entry information (that the credit card applied for has been approved by the credit card issuer and the “GeniusCash” has been fully paid out to the Entrant. All Entries must be complete and are subject to verification by the Sponsor, in its sole discretion. Limit one Entry per qualifying, unique credit card approval with a successful GeniusCash PayPal or Interac e-Transfer payout, to a maximum of three (3) Entries per person. For a “no purchase required” Entry (“NPR Entry”), send your name, address, and telephone number via mail to WeyMedia, 200 Champlain Street, Suite 210, Dieppe NB, E1A 1P1, with “ GeniusCash $10,000 Tesla Giveaway Contest ” marked clearly on the envelope. Limit of three (3) NPR Entries per person. The maximum number of Entries for any one individual is three (3). Any attempt or suspected attempt to use robotic, automatic, programmed or otherwise illicit means to enter the Contest, or any other methods not authorized by these Contest Rules, for example, but not limited to, creating multiple accounts, identities, or registrations, all in the Sponsor’s sole discretion , shall be deemed as tampering and may disqualify you from entering, participating and/or winning a prize. Entries that contain false or incomplete information are void. Entries that are late, lost, stolen, illegible, contain false information, are damaged, misdirected, mutilated, garbled or incomplete, altered or otherwise irregular or that do not conform with or satisfy any or all of the conditions of the Contest Rules are void. Entrants grant Sponsor a non-exclusive licence to use all entries for any purpose. No correspondence will be entered into except with Selected Entrants.  5.   Contest Prizes . Only one (1) prize will be awarded. If the total number of Entries received is 5,000 or less, the prize is one (1) cash prize of $10,000. If the total number of Entries received is greater than 5,000, the prize is one (1) Tesla Model 3 car (the “Vehicle”), valued at approximately $52,990. All winners assume any and all liability for any injury or damage caused, or claimed to be caused, by entering, participating in this Contest or the use or redemption of a prize. Prizes must be accepted as awarded and other than a monetary prize, shall have no cash value. Prizes or any portion of a prize cannot be combined with other discounts, promotions or special offers. Sponsor reserves the right to substitute an alternate prize of equal or greater value if an advertised prize is unavailable at the time of award. Without limiting the generality of the foregoing, the following general conditions apply to the prize of the Vehicle: (i) Vehicle must be accepted as awarded and is not transferable, assignable or convertible to cash (except as may be specifically permitted by Sponsor in its sole and absolute discretion); (ii) no substitutions are permitted, except at Sponsor’s option; (iii) Sponsor reserves the right at any time to substitute the Vehicle for any reason with a prize or prize component(s) of equal or greater retail value, including, without limitation, but solely at the Sponsor’s sole discretion, a cash award; (iv) colour and other specifics of the Vehicle will be subject to availability; (v) manufacturer’s standard warranty, if any, applies to the Vehicle; (vi) upon notification, the winner will be required to personally take delivery of the Vehicle from a dealership or other location within Canada reasonably close to his/her place of residence in Canada as determined by Sponsor, in its sole and absolute discretion, and will be required to present adequate personal identification (in a form acceptable to the Sponsor – including, without limitation, government issued photo identification); (vii) Vehicle will not be released unless and until the Selected Entrant first shows proof (in a form acceptable to the Sponsor) of having a valid and unencumbered driver’s license in the province/territory in which he/she resides and proof (in a form acceptable to the Sponsor) of satisfactory insurance; and (viii) confirmed winner is solely responsible for all expenses that are not included in Vehicle description above – including, but not limited to, registration and license fees, insurance, accessories and all other costs associated with: (a) any upgrade or option package(s) that he/she may request (and that may be permitted by Sponsor in its sole and absolute discretion); (b) obtaining a valid driver’s license, license plates, registration, insurance and/or fuel; and/or (c) taking delivery of the Vehicle.  6.   Odds of Winning . The odds of winning depend on the number of eligible entries received before the Contest End Date.  7.   Skill-testing Question . Selected Entrants will be required, as a condition of winning a prize, to correctly answer, without assistance of any kind, the Sponsor’s time-limited, mathematical skill-testing question to be administered by telephone or video conference.  8.   Winner Selection and Confirmation . On August 12, 2022 at 11:30 a.m. AT, the Sponsor, or an employee, agent or other representative of the Sponsor, will conduct a random draw (the “ Contest Draw “) from all eligible Entries received during the Contest Period and select the potential winner (“ Selected Entrant ”). The Selected Entrant will be deemed the winner if they meet all of the eligibility criteria set out in these Contest Rules. If a Selected Entrant does not meet the eligibility criteria, he/she will be disqualified and will not receive a prize and another entrant will be selected by way of a random draw from the remaining eligible entries. Before being declared a winner, a Selected Entrant will be required to: (i) correctly answer the Sponsor’s skill-testing question; (ii) sign and return the Sponsor’s Declaration of Eligibility and Liability/Publicity Release form (Winner Release); and (iii) comply with all other Contest Rules, all in the sole discretion of Sponsor. Selected Entrants will be notified within 3 business days of the Contest Draw and will be contacted via the email address or telephone number provided at the time of entry into the Contest. Up to three attempts will be made to contact a Selected Entrant within 3 business days following the Contest Draw. A Selected Entrant that does not or cannot accept a prize may be forfeited and a new Selected Entrant will be selected by random draw, in the Sponsor’s sole discretion. A signed copy of the Sponsor’s Winner Release must be received by the Sponsor no later than five (5) business days following the Contest Draw . Sponsor is not responsible for the failure for any reason whatsoever of a Selected Entrant to receive notification or for the Sponsor to receive a Selected Entrant’s response. Disputes regarding identity of entrant: If the identity of a Selected Entrant is disputed, the entry will be deemed to have been submitted by the individual in whose name the credit card approval was received (Authorized Account Holder). Each Selected Entrant may be required to provide proof that he/she is the Authorized Account Holder associated with a selected Entry.  9.   Release and Indemnification . All winners must sign the Sponsor’s Winner Release to: (i) confirm compliance with all Contest Rules; (ii) agree to accept prizes as awarded; (iii) release, discharge and hold harmless the Sponsor, its departments and agencies, parent, related and affiliated companies, subsidiaries, franchisees, advertising and promotional agencies, counsel, marketing partners, and each of their respective directors, officers, employees, shareholders, successors, sponsors, partners, licensees, subsidiaries, agents, artists, advisors, assignees, and all others associated with the administration, development and execution of the Contest (Released Parties) from and against any and all manner of action, cause of action, claim or demand, loss or injury, use or misuse of a prize or any travel related thereto, and the use of entries by the Sponsor, suit, debt, covenant, contract, including legal fees and expenses, whatsoever, including but not limited to, claims based on negligence, breach of contract and fundamental breach, failure of any third-party contractor or supplier used in connection with any aspect of the Contest to perform or deliver any goods or services, any act of God or any other event beyond the Released Parties’ control, any dissatisfaction of any kind by a winner with any aspect of the Contest or any prize, liability for physical injury, death, or property damage which the entrants, guests, their heirs, successors or assigns have, might have or could have suffered, by reason of or arising out of the entrant’s participation in the Contest and/or in connection with the acceptance and/or exercise by the entrant of prizes as awarded; and (iv) indemnify the Released Parties against any loss, damage or expense, including legal fees, that any of the Released Parties may suffer or incur as a result of any non-compliance by entrants with any of the Contest Rules or participation in the Contest and/or in connection with the acceptance and/or exercise by an entrant of a prize, and the use of entries by the Sponsor.  The Sponsor is not responsible for: (i) incorrect or inaccurate entry information that may affect a person’s ability to participate in the Contest or be awarded a prize, including but not limited to human error, technical malfunctions, lost or delayed entries for any reason, mail failures, omission, or any combination thereof, and entries that fail to fully comply with these Contest Rules; (ii) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (iii) lost, incomplete, delayed, mutilated or misdirected entries or Winner Releases; (iv) injury or damage to entrants’ computers or to any other individual’s computer related to or resulting from participating in, or downloading any material regarding the Contest or accepting a prize; (v) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant’s participation in the Contest or receipt or use or misuse of any prize, including any related travel and the use of entries by Sponsor; (vi) the security or privacy of information transmitted via computer networks or for breaches of privacy due to interference by third-party computer hackers or otherwise; or (vii) late, lost, misdirected or unsuccessful efforts to notify a potential winner.  10.   Other Conditions . The Sponsor reserves the right to terminate or amend this Contest at any time and in any way, without prior notice to entrants. Without limiting the foregoing, if, for any reason, the Contest is not capable of running as originally planned for any reason, the Sponsor reserves the right to cancel the Contest and conduct a random draw from all previously eligible entries received by the Contest End Date.  11.   Publicity and Entrant Information . By participating in the Contest, entrants consent to the use of their name and image, whether on videotape, photograph or any other means, for the administration of the Contest or any publicity carried out by the Sponsor, without further notice or compensation. Additional Entrant identifying information supplied by Entrants will be used by Sponsor for the administration of the Contest.  12.   Law . The Contest is void where prohibited by law and is subject to all applicable Canadian federal, provincial, territorial, municipal and local laws. This Contest shall be governed exclusively by the laws of the province of New Brunswick, including all issues and questions concerning the construction, validity, interpretation and enforceability of these Contest rules, rights and obligations between entrants and the Sponsor, and procedural provisions, without giving effect to any choice of law or conflict of law rules. Any dispute shall be adjudicated by the courts sitting in New Brunswick.  13.   Rule Amendments . The Sponsor reserves the right, in its sole discretion, to amend or modify these Contest Rules, or modify, cancel or suspend this Contest, without prior notice for any reason whatsoever, including without limitation in the event that any cause beyond the reasonable control of the Sponsor corrupts, or threatens to corrupt, the security or proper administration of the Contest.  14.   Intellectual Property . All intellectual property, including but not limited to trademarks, logos, designs, promotional materials, web pages, source codes, images, drawings, illustrations, slogans and representations are owned by the Sponsor. All rights reserved. Unauthorized copying or use of any of the Sponsor’s intellectual property without the express written consent of the Sponsor is strictly prohibited. Special thanks We want to give a shout out to anyone who helps us promote the giveaway so we’re reserving this spot for those people. What would you do with your prize? If you were the grand prize winner of the $10,000 cash prize OR Tesla Model 3…how would you celebrate? Please let us know in the comments below! And if you want to learn more about the unique, smart features of the Tesla Model 3, including range, performance and autopilot, make sure you read our article on it . creditcardGenius is the only tool that compares 126+ features of 227 Canadian credit cards using math-based ratings and rankings that respond to your needs, instantly. Take our quiz and see which of Canada's 227 cards is for you. Did you find this article helpful? Yes No Editorial Disclaimer : The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 227 Canadian credit cards. Hot Credit Card Deals This Month Hot Credit Card Deals This Month: Get even more cash back with exclusive offers only available on the GeniusCash app Explore bigger GeniusCash offers that you won't find anywhere else. Connect your credit cards and unlock bonus cash on your spending that you won't get anywhere else. Explore customized recommendations to help you find the best products to level up your rewards. Be the first to know about new, limited-time GeniusCash offers so that you never miss a deal. Refer your friends and family to earn bonus levels and extra cash back. Up to 90,000 100,000 bonus points + 4 free lounge passes per year + $125 GeniusCash Earn up to 5x the points on purchases. 90,000 100,000 point welcome bonus worth up to $670. Includes a Mastercard Travel Pass membership with 4 free passes.. Annual fee of $150, which is waived for the first year. $125 GeniusCash on approval ‒ offer ends Dec 31, 2025. * Earn up to 165,000 bonus points + First year annual fee rebate + $20 GeniusCash Earn up 165,000 TD Rewards points as a welcome bonus. Earn 8 points per $1 spent on travel through Expedia For TD. Earn 6 points per $1 spent on groceries and restaurants. Annual $100 travel credit for use at Expedia For TD. $20 GeniusCash on approval ‒ offer ends Nov 30, 2025. * 0% interest for 12 months with Canada's #1 balance transfer promotion + $20 GeniusCash Best balance transfer rate in Canada. You can get a 0% promotional balance transfer rate for 12 months to help you pay off pre-existing credit card debt. Permanent low interest rates of 12.99% on purchases and 17.99% on balance transfers (24.99% on cash advances). No annual fee. $20 GeniusCash on approval ‒ offer ends Nov 30, 2025. * $20 GeniusCash on approval ‒ offer ends Nov 30, 2025. * Bonus : Finally earn rewards on your biggest expense by paying for your rent and other bills with Chexy. Related Posts We Gave Away A Tesla (And We’re Giving Away A Lot More Very Soon!) A Tesla Giveaway To Celebrate Launching GeniusCash Tesla Model 3 – Are They The Smartest Cars On The Road? Comments Leave a comment Required fields are marked with *. Your email address will not be published. Post Comment Showing 22 comments Neda January 10, 2023 Hi my name is Neda just want to ask abut tesla its is astill avanble or not? Reply Yulia January 11, 2023 Hey Neda, We’ve already announced the winner, and we've updated this article to include this information. You can also see it on our offers page , and on our creditcardGenius LinkedIn page as well! Reply Dave November 3, 2022 Where can I find the announcement of the winner that was promised in September? Reply Yulia November 3, 2022 Hey Dave, We've actually updated this article to include the winner, you can also see it on our offers page , and we've made an announcement on our creditcardGenius LinkedIn page as well! Reply CC September 11, 2022 Did anybody win? It's Sep 11th, is the winner going to be announced yet? Reply Yulia September 14, 2022 Yes! We've drawn our winner and we'll be announcing it this week! Reply Geeno September 6, 2022 Who won? , the draw was on Aug 12, it looks like something fishy is not announcing the winner yet!! Reply Yulia September 14, 2022 Hi Geeno! After drawing our winner, we had to go through the process of contacting them and confirming their eligibility. We will be announcing their name within the week! Reply Xiaopin August 13, 2022 Monitoring the contest for a while, kind of curious about the difficulty of the mathematical skill-testing questions. And when to release the draw result? Reply Nikita August 15, 2022 Hi Xiaopin, Skill testing questions are a legal requirement attached to many contests in Canada, and their most common form is a simple math question. We drew a winner on August 12th, we are just in the process of contacting them. Once that's confirmed, we will be announcing it to everyone. Reply Deb July 10, 2022 WHO WON! Reply Yulia July 13, 2022 Hey Deb, The draw date isn't until August 12th, so we'll find out then! If you entered, good luck! Reply A Biee May 30, 2022 Can i still enter today ie May 30th to win this beautiful Tesla car. I don't know if my application will be approved in just one day? Reply Yulia June 2, 2022 Hello, We've actually extended this Tesla Model 3 giveaway until June 30! So now you have up to June 30 to get your entries in! Reply Bin November 17, 2021 Does this promo and $100 gift card applicable with TD® Aeroplan® Visa Infinite Privilege* Card? Reply Jessica Mitchell October 15, 2021 If I win, it'll be the first car I'll ever have owned, and I will def be delighted to chauffeur my partner and our lw! If my partner wins... Well, maybe he'll let me drive it around anyways! lol. IF we win the 10k, it's definitely going to be invested. We've had a rough couple of years, health-wise. We started browsing P2P in Canada, as well as getting into REIT's as a way of adding to or replacing our main income. It would be comforting to have some dividend paying investments, our family could use that right now. Reply creditcardGenius Team October 21, 2021 Hey Jessica, Those sound like some terrific plans with the giveaway! Thanks for letting us know. Reply S L October 8, 2021 Would invest the $10,000. If I won the car I'd sell my current car and use the funds to invest too. Thanks for the oppourtunity! Reply creditcardGenius Team October 14, 2021 Hello, A very smart thing to do with free money – get it invested, and watch it grow! Reply Clay Spero September 22, 2021 I would invest the $10,000 and drive the car Reply creditcardGenius Team September 27, 2021 Hey Clay, Thanks for your comment! To be clear, we're not offering both $10,000 AND a Tesla – it's one or the other. We'll be giving away $10,000 if we receive less than 5,000 entries. If we receive more than, that we'll be giving away a Tesla instead. Hope this clears things up! Reply pasko@eastlink.ca September 21, 2021 good Reply Hot Credit Card Deals See details Get even more cash back with exclusive offers only available on the GeniusCash app Apply Now Up to 90,000 100,000 bonus points + 4 free lounge passes per year + $125 GeniusCash Ends Dec 31, 2025   GC:  $125 Apply Now Earn up to 165,000 bonus points + First year annual fee rebate + $20 GeniusCash Ends Nov 30, 2025   GC:  $20 Apply Now 0% interest for 12 months with Canada's #1 balance transfer promotion + $20 GeniusCash Ends Nov 30, 2025   GC:  $20 Apply Now Exclusive Offer: Up to $480 cash back in the first year + Roadside Assistance + $150 GeniusCash Ends Dec 31, 2025   GC:  $150 Apply Now Up to 50,000 bonus points + No foreign exchange fees + $100 GeniusCash Ends Dec 31, 2025   GC:  $100 Apply Now Get $120 bonus cash back + no annual fee + $120 GeniusCash Ends Dec 31, 2025   GC:  $120 See all November deals Our Original Research Study: How Much Is Your Credit Card Insurance Worth? 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"Welcome Bonus" is calculated by combining all one-time bonuses available to new cardholders within the first year with our point value estimates. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. "Annual Interest Savings" is based on a credit card balance of $8,000 and a standard credit card interest rate of 19.99%. Annual Rewards, Welcome Bonus, and Annual Interest Savings values will change if the person adjusts their monthly spending away from the $2,000 monthly default or changes their reward preferences. *, † Terms and conditions apply. Your feedback matters What do you think of creditcardGenius? Needs work It's ok It's great! Disclosure creditcardGenius receives a referral fee for some credit cards listed; however, our comprehensive and math-based algorithm solely dictates the results of our rating system. Our ratings and rankings are strictly independent of compensation. 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