Vancity enviro Visa Infinite Privilege

Vancity enviro Visa Infinite Privilege

$395.00
Annual fee
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$0
Welcome bonus
Learn more
$788
Annual rewards
Learn more
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Monthly Spending:
$

Your rewards

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Vancity enviro Visa Infinite Privilege, here's how you earn rewards:

  • 10 points per $1 spent at select stores
  • 5 points per $1 spent on public transit and ferries
  • 3 points per $1 spent on groceries and travel booked through Vancity Rewards
  • 1.5 points per $1 spent on all purchases

For all reward details click here.

How much your rewards are worth

The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For Vancity enviro Visa Infinite Privilege in particular, if you spend $3,000 per month, here's our estimated annual rewards earned depending on which reward you choose:

Statement credits $788
Travel $788
Gift Cards $788
Donations $788

Calculating your annual rewards

$36,000 annual spending x 2.19% return on spending = $788 annual rewards

$788 annual rewards $395.00 annual fee = $393 net annual rewards

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Details and eligibility

Estimated Credit Score
760 - 900
Personal Income
$150,000
Household Income
$200,000
Canadian resident who has reached the provincial age of majority.
Annual Fee
$395.00
Extra Card Fee
$0
Card type
Credit
Purchase
19.50%
Cash Advance
19.50%
Balance Transfer
19.50%

Insurance coverage

Extended Warranty
1 year
Purchase Protection
90 days
Price Protection
Yes
Mobile Device
$1,000
Travel Accident
$500,000
Trip Cancellation
$2,500
Trip Interruption
$2,500
Flight Delay
$500
Baggage Delay
$500
Lost or Stolen Baggage
$1,000
Rental Car Theft & Damage
Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

Vancity enviro Visa Infinite Privilege's 3.7 Genius Rating is based on the weighted average of the following scores:

Rewards
3.2
Fees
1.3
Insurance
3.8
Interest
2.2
Perks
1.4
Approval
0.0
Acceptance
4.4

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

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Rating Methodology

The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
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