Your rewards
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Vancity enviro Visa Infinite Privilege, here's how you earn rewards:
- 10 points per $1 spent at select stores
- 5 points per $1 spent on public transit and ferries
- 3 points per $1 spent on groceries and travel booked through Vancity Rewards
- 1.5 points per $1 spent on all purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For Vancity enviro Visa Infinite Privilege in particular, if you spend $3,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Statement credits | $788 | |
| Travel | $788 | |
| Gift Cards | $788 | |
| Donations | $788 |
Calculating your annual rewards
$36,000 annual spending x 2.19% return on spending = $788 annual rewards
$788 annual rewards − $395.00 annual fee = $393 net annual rewards
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Details and eligibility
- Estimated Credit Score
- 760 - 900
- Personal Income
- $150,000
- Household Income
- $200,000
- Annual Fee
- $395.00
- Extra Card Fee
- $0
- Card type
- Credit
- Purchase
- 19.50%
- Cash Advance
- 19.50%
- Balance Transfer
- 19.50%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
- Price Protection
- Yes
- Mobile Device
- $1,000
- Travel Accident
- $500,000
- Trip Cancellation
- $2,500
- Trip Interruption
- $2,500
- Flight Delay
- $500
- Baggage Delay
- $500
- Lost or Stolen Baggage
- $1,000
- Rental Car Theft & Damage
- Yes
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
Vancity enviro Visa Infinite Privilege's 3.7 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
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