Pros & cons

Your rewards

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With More Rewards RBC Visa Infinite, here's how you earn rewards:

• 8 points per $1 spent at More Rewards partner stores
• 8 points per $1 spent on gas , EV charging , and dining
• 4 points per $1 spent on all other purchases

For all reward details click here.

How much your rewards are worth

The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For More Rewards RBC Visa Infinite in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:

Rewards Points Calculator

Enter your rewards balance to calculate how much your points are worth. Review your redemption options and recommendations to get the most value.

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Points Balance

Our recommendations:

Use your points for Any Travel to get the most value.

$4

Avoid using points for Gift Cards, and Groceries as this gives you the lowest value.

$2

Using your points for Any Travel instead of Gift Cards, and Groceries will save you $3.

Point Values

Redemption Option	Point Value	Total Value
Any travel	0.43 cents	$4
Gift Cards	0.15 cents	$2
Groceries	0.15 cents	$2

Redemption Options

Any travel

Travel through More Rewards

$4

Gift Cards

Assortment of gift cards

$2

Groceries

Groceries at Save-On-Foods, Buy-Low Foods, Nesters Market, Urban Fare, and PriceSmart Foods

$2

Calculating your annual rewards

$24,000 annual spending x 2.11% return on spending = $506 annual rewards

$506 annual rewards − $0.00 annual fee = $506 net annual rewards

Details and eligibility

Insurance coverage

Extended Warranty

1 year

Purchase Protection

90 days

Mobile Device

$1,000

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

More Rewards RBC Visa Infinite's 4.8 Genius Rating is based on the weighted average of the following scores:

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Key benefits