Pros & cons
Pros
- A portion of purchases goes towards the Quebec Breast Cancer foundation.
- 10% discount on gift cards with Allure partners.
- No annual fee.
Cons
- Low rewards on purchases.
- Limited insurance included.
Your rewards
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With National Bank Allure Mastercard, here's how you earn rewards:
- 1 point per $2 spent on all purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For National Bank Allure Mastercard in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Statement credits | $120 |
Calculating your annual rewards
$24,000 annual spending x 0.50% return on spending = $119 annual rewards
$119 annual rewards − $0.00 annual fee = $119 net annual rewards
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Details and eligibility
- Estimated Credit Score
- 760 - 900
- Personal Income
- N/A
- Household Income
- N/A
- Annual Fee
- $0.00
- Extra Card Fee
- $0
- Card type
- Credit
- Purchase
- 20.99%
- Cash Advance
- 22.49%
- Balance Transfer
- 22.49%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
National Bank Allure Mastercard's 3.0 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
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Our review
What’s better than earning rewards? Supporting a great cause while earning rewards and getting discounts, of course!
And the National Bank Allure Mastercard does exactly that.
Despite having no annual fee, this card will give you 1 point per $2 spent – with no limits and no caps.
Every 1,000 points you earn will give you $10 in statement credits every January.
So, by charging $1,000 a month on your card, you'll get up to $60 in cash back rewards every year.
The points you earn can also be redeemed through the À la carte Travel program at the same rate – 1 point = 1 cent.
Plus, you can earn a bonus point for every $2 you spend on flights and vacation packages through À la carte.
Support the Quebec Breast Cancer Foundation with every purchase
The best part about having this card in your wallet is knowing that, each time you use it, you're supporting the Quebec Breast Cancer Foundation.
Plus, by showing off your pink ribbon-branded card, you're showing off your support in the fight against breast cancer.
A few other benefits
With the Allure card, you can also look forward to some insurance coverage on your purchases.
You'll get double the manufacturer's warranty and 90 days of purchase protection. For a no fee card, that's pretty good.
Even more than that, this card will give you 10%-15% discounts on gift cards purchases through yourallure.ca.
Some of the gift cards you can purchase include:
- Amerispa,
- Banana Republic,
- Gap,
- Old Navy, and
- Winners.
In a nutshell
If the Breast Cancer Foundation is close to your heart and you enjoy earning cash back on all your purchases, as well as getting discounts on gift cards, this card is a no brainer.
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Key benefits
®ECHO, ALLURE, EDITION and À LA CARTE REWARDS PLAN, are registered trademarks of National Bank.
®ULTRAMAR is a registered trademark of Valero, used under licence.
® WORLD MASTERCARD and WORLD ELITE are registered trademarks of Mastercard International Inc. Authorized user: National Bank.
® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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