Pros & cons
Pros
- 1% cash back on purchases.
- Low interest rate of prime + 8.5%.
- Free access to experienced lawyers with corporate legal assistance services.
Cons
- Cash Back not earned on the first $12,000 or after $500,000 in annual purchases.
Your rewards
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Visa Desjardins Business Card, here's how you earn rewards:
- 1% cash back between $12,000 - $500,000 spent annually
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For Visa Desjardins Business Card in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Statement credits | $120 |
Calculating your annual rewards
$24,000 annual spending x 0.50% return on spending = $120 annual rewards
$120 annual rewards − $60.00 annual fee = $60 net annual rewards
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Details and eligibility
- Estimated Credit Score
- 760 - 900
- Personal Income
- N/A
- Household Income
- N/A
- Annual Fee
- $60.00
- Extra Card Fee
- $60
- Card type
- Credit
- Purchase
- 13.20%
- Cash Advance
- 13.20%
- Balance Transfer
- 13.20%
Insurance coverage
- Travel Accident
- $100,000
- Rental Car Theft & Damage
- Yes
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
Visa Desjardins Business Card's 3.1 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
Key benefits
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$100 GeniusCash + Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card.*