Capital One Aspire Travel Platinum Mastercard®

Capital One Aspire Travel Platinum Mastercard®

With the Capital One Aspire Travel Platinum Mastercard you get it all: no annual fee, a nice sign up bonus, good insurance package, and every purchase brings you closer to travel.

$0.00
Annual fee
Learn more
$0
Welcome bonus
Learn more
$238
Annual rewards
Learn more
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Monthly Spending:
$

Pros & cons

Pros

  • 1 point per $1 spent on all purchases.
  • 6 types of insurance.
  • No annual fee.

Cons

  • No welcome bonus.

Your rewards

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Capital One Aspire Travel Platinum Mastercard, here's how you earn rewards:

  • 1 mile per $1 spent on all purchases

For all reward details click here.

How much your rewards are worth

The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For Capital One Aspire Travel Platinum Mastercard in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:

Redeem for any travel $240
Statement credits $240
Gift Cards $170

Calculating your annual rewards

$24,000 annual spending x 0.99% return on spending = $238 annual rewards

$238 annual rewards $0.00 annual fee = $238 net annual rewards

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Details and eligibility

Estimated Credit Score
760 - 900
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
Annual Fee
$0.00
Extra Card Fee
$0
Card type
Credit
Purchase
21.90% - 29.90%
Cash Advance
21.90% - 29.90%
Balance Transfer
21.90% - 29.90%

Insurance coverage

Extended Warranty
1 year
Purchase Protection
120 days
Price Protection
Yes
Travel Accident
$250,000
Baggage Delay
$300
Rental Car Theft & Damage
Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

Capital One Aspire Travel Platinum Mastercard's 3.9 Genius Rating is based on the weighted average of the following scores:

Rewards
2.2
Fees
4.3
Insurance
2.1
Interest
0.8
Perks
1.1
Approval
0.7
Acceptance
5.0

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Key benefits

  • Earn 1 mile for every $1 spent.
  • No limit to the number of miles you can earn.
  • Use your miles to pay for any travel purchase – 100 miles saves you $1.
  • Flexible rewards that can be redeemed for travel, gift cards, and even cash.
  • 6 different types of insurance, including rare price protection insurance.
  • No annual fee.

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126+ total data points analyzed
Data point breakdown