Alterna Savings Visa Infinite Business* Card

Alterna Savings Visa Infinite Business* Card

Earn rewards on all your business purchases with the Alterna Savings Visa Infinite Business Card. Earn 1.5 points per $1 spent on all your purchases and get access to travel insurance.

$130.00 $0
Annual fee
1st year waived
$100◊
Welcome bonus
10,000 points
$540◊
Annual rewards
Learn more
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Monthly Spending:
$

Pros & cons

Pros

  • 1.5 points per $1 spent on all purchases.
  • Earn up to 55,000 welcome bonus points.
  • Includes 8 types of insurance.

Cons

  • High annual fee of $130.

Your rewards

Getting your welcome bonus

Based on $3,000 in monthly spending, you can get up to 10,000 points which translates to an estimated $100.◊

For all welcome bonus details click here.

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Alterna Savings Visa Infinite Business Card, here's how you earn rewards:

  • 1.5 points per $1 spent on all purchases

For all reward details click here.

How much your rewards are worth

The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For Alterna Savings Visa Infinite Business Card in particular, if you spend $3,000 per month, here's our estimated annual rewards earned depending on which reward you choose:

Statement credits $540
Direct deposit $540
Travel $540
Gift Cards $448

Calculating your annual rewards

$36,000 annual spending x 1.50% return on spending = $540 annual rewards

$540 annual rewards − $130.00 annual fee = $410 net annual rewards

Details and eligibility

Estimated Credit Score
760 - 900
Personal Income
$80,000
Household Income
$150,000
Canadian resident who has reached the provincial age of majority.
Annual Fee
$130.00
First Year Free
Yes
Extra Card Fee
$50
Card type
Credit
Purchase
20.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Balance Transfer
0.00%
Transfer Term
9 months

Insurance coverage

Extended Warranty
1 year
Purchase Protection
90 days
Travel Accident
$500,000
Trip Cancellation
$2,000
Trip Interruption
$25,000
Baggage Delay
$500
Lost or Stolen Baggage
$1,000
Rental Car Theft & Damage
Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

Alterna Savings Visa Infinite Business Card's 3.0 Genius Rating is based on the weighted average of the following scores:

Rewards
2.8
Fees
2.8
Insurance
2.7
Interest
2.6
Perks
1.4
Approval
0.3
Acceptance
4.1

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Key benefits

  • Earn 1.5 points per $1 spent on all purchases.
  • New cardholders can earn up to 55,000 bonus points.
  • Use your points for statement credits, travel, gift cards, or merchandise.
  • Get an introductory balance transfer offer of 0% for the first 9 months, with a 3% transfer fee.
  • Includes 7 types of insurance.
  • $130 annual fee, first year free.

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Rating Methodology

The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
Data point breakdown