• Virtually everyone is approved, even if you have been discharged from bankruptcy or are in a consumer proposal - you just need to make a security deposit.
  • Credit limit will be equal to the security deposit amount.
  • Minimum deposit required is $500 up to $10,000 which is returned to you when you pay your balance in full and close your account.
  • Home Trust will report to Equifax and TransUnion every month, helping you build your credit.
  • Annual fee of $59 can be paid yearly or $5 a month.
  • Enjoy a low interest rate of 14.9%
  • Purchases are covered by 90 days of purchase protection.
Purchase Protection 90 days

Please review your insurance certificate for details, exclusions and limitations of your coverage.


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