Best Rogers Credit Cards In Canada For October 2025
Rogers keeps its credit card lineup small, but mighty. The best Rogers credit card is the Rogers Red World Elite Mastercard, having a slight edge over the Rogers Red Mastercard thanks to its sweet World Elite perks.
If you’re a Fido, Rogers, or Shaw customer, a credit card from Rogers Bank can be very valuable. Not only do these credit cards not charge any annual fees, but users can earn up to 2% cash back on purchases, bonus cash back rewards, and free roaming days.
We've created an extensive review of both Rogers credit cards, listing and comparing their features, benefits, and downsides with each other as well as other top Canadian cards.
Key Takeaways
- There are two no fee, cash back Rogers credit cards available in Canada.
- Existing Fido, Rogers, and Shaw customers get up to 3% cash back on US purchases, 2% cash back on CAD purchases, and 50% bonus bill credits.
- The Rogers Red World Elite Mastercard is an excellent choice for qualifying Canadians.
Does Rogers issue credit cards?
In 2013, Rogers became a credit card issuer under the name "Rogers Bank." Both the Rogers credit cards available in Canada use Mastercard, which isn’t as widely accepted as Visa but is still the top choice for popular stores like Costco and Loblaws.
Rogers credit card options
While the list of available cards may be short, there’s a good chance one of them will fit your needs.
| Rogers Red World Elite Mastercard | Rogers Red Mastercard | |
|---|---|---|
| Annual fee | $0 | $0 |
| Income requirements | * $80,000 personal * $150,000 household | * None |
| Welcome bonus | None | None |
| Rewards | * Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Comwave, or Shaw * Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases * Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars | * Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Comwave, or Shaw * Earn 1% unlimited cash back on eligible non-U.S. dollar purchases * Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars |
Rogers Red World Elite Mastercard
Rewards:
- Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Comwave, or Shaw
- Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases
- Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars
Our top choice is the Rogers Red World Elite Mastercard. Few cash back credit cards collect more than 1% across every purchase category – and even fewer offer World Elite Mastercard perks for free. Said perks include exclusive event invites, overseas cash back rewards, and a complimentary DragonPass membership, which lets you access 1,300+ airport lounges for $32 USD per visit.
Pros:
- 6 types of insurance included
- World Elite Mastercard perks
Cons:
- 2.5% foreign transaction fee
- High income requirements
- Less travel insurance than other premium credit cards
Rogers Red Mastercard
Rewards:
- Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Comwave, or Shaw
- Earn 1% unlimited cash back on eligible non-U.S. dollar purchases
- Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars
The Rogers Red Mastercard offers the same cash back rewards as our first choice without asking you to meet an annual spending requirement or income level. You’ll lose the travel insurance package and DragonPass membership – but if you don’t travel much, you probably won’t miss them.
Pros:
- No income requirements
- No minimum annual spending requirement
Cons:
- No insurance included
Pros and cons of Rogers credit cards
Every Rogers Bank Mastercard credit card includes the following benefits and areas of concern:
- 50% bonus cash back when redeemed for Fido, Rogers, or Shaw bill payments
- Fido, Rogers, and Shaw clients get 2% cash back on spending
- Unlimited cash back rewards
- Nine free additional cards
- Five "Roam Like Home" days per year
- Pay and redeem on the Rogers Mobile Bank app
- High income requirements (for the World Elite card)
- Minimum spend requirement (for the World Elite card)
- Low to no insurance coverage
- Lower value for non-Rogers customers
Who should consider a Rogers credit card?
With cash back credit cards, Rogers could be a good choice for almost anyone – but some people might benefit more than others:
- Rogers, Fido, or Shaw customers: If you have an eligible service with Rogers, Fido, or Shaw, you can earn 2% unlimited cash back on all eligible purchases.
- U.S. shoppers: The Rogers Red World Elite Mastercard earns you 3% cash back on USD purchases, so it’s a rewarding option for frequent cross-border (or online) shoppers.
- Frequent travellers: The Rogers Red World Elite Mastercard offers five ‘Roam like Home’ days per year, which allow you to travel abroad with your mobile plan for no extra cost in up to 185 destinations.
- Budget-conscious consumers: Rogers credit cards have no annual fees, which makes them ideal if you want to minimize additional costs while maximizing your rewards.
How to apply for a Rogers credit card
First, check your eligibility for the Rogers card you want to get. Both cards require you to be of the age of majority in your province.
Although there aren’t income requirements for the basic Mastercard, the World Elite asks for $80,000 in personal or $150,000 household annual income. On your credit card application, you’ll need to list your income and your profession.
After you’ve filled out the rest of the application with your personal details, Rogers will do a credit check to find out your credit score. You’ll need a score of at least 560 for the World Elite card or 660 for the basic card.
How to make the most out of your Rogers credit card
Rogers credit cards are fairly straightforward, but there are a few strategies for getting more value from them:
- Link your Rogers, Fido, or Shaw account: To earn 2% unlimited cash back on all eligible purchases, ensure your Rogers credit card is linked to your Rogers, Fido, or Shaw postpaid account. If you don’t, your earn rate drops to 1% or 1.5% on non-U.S. dollar purchases.
- Earn cash back for Rogers services: When you redeem points for Rogers, Fido, or Shaw purchases, you’ll get 1.5x cash back.
- Use Roam Like Home benefits: Enjoy five free roaming days every year when you travel outside Canada – an $80 annual savings.
- Monitor your rewards with the Rogers banking app: Set up app alerts so you don’t miss bonus opportunities. You can also use the app to manage your account and redeem rewards.
FAQ
Does Rogers offer good credit cards?
Rogers Bank offers a pair of Mastercard credit cards with a maximum of 2% unlimited cash back for existing Fido, Rogers, and Shaw customers. If you have the World Elite card, you can earn 3% back on USD purchases.
Is it hard to get a Rogers credit card?
While the regular Rogers Red Mastercard has no annual fee or income requirements, the Rogers Red World Elite Mastercard requires at least $15,000 of annual spending and $80,000 personal income (or $150,000 household income).
Can you get a Rogers credit card if you aren’t a Rogers customer?
You can get a Rogers credit card without having an existing Rogers account, but your cash back earning rate will be capped at 1.5% for the World Elite card and 1% for the standard card.
What are the benefits of a Rogers credit card?
For existing customers, Rogers credit cards offer unlimited 2% cash back on every purchase, five Roam Like Home Days, and a 50% bonus whenever you redeem your cash on a Fido, Rogers, or Shaw bill.
How do you pay a Rogers credit card?
Log into the mobile app or website, click the card you want to pay, and click "Make A Payment." You can also pay by cheque, at your bank, or by setting up automatic payments online.
Editorial Disclaimer: The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 229 Canadian credit cards.
