Pros & cons
Pros
- 1.5 points per $1 spent on all purchases.
- 8 types of insurance included.
Cons
- No welcome bonus.
Your rewards
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With National Bank Platinum Mastercard Business Card, here's how you earn rewards:
- 1.5 points per $1 spent on all purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For National Bank Platinum Mastercard Business Card in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Any travel from National Bank | $360 | |
| Any travel | $299 | |
| National Bank investments | $299 | |
| Merchandise | $292 | |
| Gift Cards | $277 | |
| Statement credits | $144 |
| Redemption Option | Point Value | Total Value |
|---|---|---|
| Any travel from National Bank | 1 cent | $10 |
| Any travel | 0.83 cents | $8 |
| National Bank investments | 0.83 cents | $8 |
| Merchandise | 0.81 cents | $8 |
| Gift Cards | 0.77 cents | $8 |
| Statement credits | 0.4 cents | $4 |
Calculating your annual rewards
$24,000 annual spending x 1.50% return on spending = $360 annual rewards
$360 annual rewards − $125.00 annual fee = $235 net annual rewards
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1x Award Winner
Details and eligibility
- Estimated Credit Score
- 760 - 900
- Personal Income
- N/A
- Household Income
- N/A
- Annual Fee
- $125.00
- Extra Card Fee
- $50
- Card type
- Credit
- Purchase
- 20.99%
- Cash Advance
- 22.99%
- Balance Transfer
- 22.99%
Insurance coverage
- Extended Warranty
- 2 years
- Purchase Protection
- 180 days
- Travel Accident
- $250,000
- Flight Delay
- $500
- Baggage Delay
- $500
- Lost or Stolen Baggage
- $1,000
- Rental Car Theft & Damage
- Yes
- Rental Car Personal Effects
- $2,000
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
National Bank Platinum Mastercard Business Card's 2.8 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
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Key benefits
®ECHO, ALLURE, EDITION and À LA CARTE REWARDS PLAN, are registered trademarks of National Bank.
®ULTRAMAR is a registered trademark of Valero, used under licence.
® WORLD MASTERCARD and WORLD ELITE are registered trademarks of Mastercard International Inc. Authorized user: National Bank.
® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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