Coast Capital Savings Cash Back Mastercard

Coast Capital Savings Cash Back Mastercard

The Coast Capital Savings Cash Back Mastercard earns cash back for no annual fee. You can convert your points to cash, or you can redeem them for free travel, merchandise, gift cards, and more.

$0.00
Annual fee
Learn more
$0
Welcome bonus
Learn more
$248
Annual rewards
Learn more
Find your top card |Read our disclosure
creditcardGenius Disclosure
creditcardGenius receives a referral fee for some credit cards listed; however, our comprehensive and math-based algorithm solely dictates the results of our rating system. Our ratings and rankings are strictly independent of compensation. Click to read our detailed disclosure.
Monthly Spending:
$

Pros & cons

Pros

  • 1 point per $1 spent on a variety of categories.
  • No annual fee.

Cons

  • Only earns 1 point per $1 spent on other purchases.

Your rewards

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Coast Capital Savings Cash Back Mastercard, here's how you earn rewards:

  • 1 point per $1 spent on groceries , gas , transit , select recurring bills , and streaming services , up to $5,000 spent per month on each.
  • 1 point per $2 spent on all other purchases

For all reward details click here.

How much your rewards are worth

The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For Coast Capital Savings Cash Back Mastercard in particular, if you spend $3,000 per month, here's our estimated annual rewards earned depending on which reward you choose:

Statement credits $248
Direct deposit $248
Travel $248
Gift Cards $206

Calculating your annual rewards

$36,000 annual spending x 0.69% return on spending = $248 annual rewards

$248 annual rewards $0.00 annual fee = $248 net annual rewards

Details and eligibility

Estimated Credit Score
560 - 659
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
Annual Fee
$0.00
Extra Card Fee
$0
Card type
Credit
Purchase
20.99%
Cash Advance
22.99%
Balance Transfer
22.99%

Insurance coverage

Extended Warranty
1 year
Purchase Protection
90 days
Mobile Device
$1,000

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

Coast Capital Savings Cash Back Mastercard's 3.4 Genius Rating is based on the weighted average of the following scores:

Rewards
1.5
Fees
4.3
Insurance
1.0
Interest
1.9
Perks
1.1
Approval
4.6
Acceptance
4.5

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Key benefits

  • Earn 1 point per $1 spent on groceries, up to $5,000 spent per year.
  • Earn 1 point per $1 spent on gas and transit, up to $5,000 spent per year.
  • Earn 1 point per $1 spent on select recurring bills and streaming services, up to $5,000 spent per year.
  • Earn 1 point per $2 spent on all other purchases.
  • Redeem your points for a statement credit or request a direct deposit to a bank account.
  • You can also use your points for travel, gift cards, and merchandise.
  • No annual fee.

What are your thoughts?

Do you own this card?
How good is this card overall?
Rate the application process:
Rate the customer service:

creditcardGenius is a smart credit card matchmaker that compares 126+ features of 257+ credit cards, with objective ratings, rankings and reviews. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 200,000 people every month, 50,000 newsletter subscribers, and 15M people since launch.

Read more about creditcardGenius

About creditcardGenius

creditcardGenius

The creditcardGenius team of writers is dedicated to bringing factual, helpful, and thorough information to Canadian consumers. Each piece of content goes through a 3-step review process because quality is important to us.

Read more about Team Genius

About Team Genius

Team Genius

Rating Methodology

The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
Data point breakdown