CIBC Classic Visa Card for Students

CIBC Classic Visa Card for Students

A classic and simple card to help students build their credit and have a little insurance.

Rates & fees
Learn more
$0◊
Welcome bonus
Learn more
$0◊
Annual rewards
Learn more
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Monthly Spending:
$

Pros & cons

Pros

  • Save 3 cents per litre on fuel at Journie Rewards gas stations.
  • No annual fee.

Cons

  • Limited insurance included.
  • No rewards on purchases.

Your rewards

How you earn rewards

This card does not earn rewards on purchases.

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Details and eligibility

Estimated Credit Score
300 - 559
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
Annual Fee
$0.00
Extra Card Fee
$0
Card type
Credit
Purchase
21.99%
Cash Advance Δ
22.99%
Balance Transfer Δ
22.99%
Δ Cash advance interest rate for Quebec residents is 21.99%. Balance transfer interest rate for Quebec residents is 21.99%.

Insurance coverage

Extended Warranty
1 year
Purchase Protection
90 days

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

CIBC Classic Visa Card for Students's 3.4 Genius Rating is based on the weighted average of the following scores:

Rewards
0.0
Fees
4.3
Insurance
0.6
Interest
2.2
Perks
0.6
Approval
4.9
Acceptance
4.6

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Key benefits

  • No annual fee.
  • No minimum income required.
  • Get extra protection on your purchases with included insurance.

User review

4.0 out of 5

Reviewed by 1 Canadian

5 stars
0%
4 stars
100%
3 stars
0%
2 stars
0%
1 stars
0%
7 years ago
1

It's all I have at the moment and it works well.

Pairs well with...

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Rating Methodology

The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
Data point breakdown