- Virtually everyone is approved, even if you have been discharged from bankruptcy or are in a consumer proposal - all that is required is a security deposit.
- Credit limit will be equal to the security deposit amount.
- Minimum deposit required is $500 up to $10,000 and it is returned to you when you close out your account and pay off your balance.
- Home Trust will report to Equifax and TransUnion every month, helping you build your credit.
- Purchases are covered by 90 days of purchase protection.
- Pay an annual fee of $59 and get a reduced interest rate.