Team Genius
Written by Team Genius 
updated on Jun 10, 2026
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Accuracy is important to us so this article has gone through a thorough 3-stage review process and fact-checked by our team.
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Calculate the value of your Plum Rewards points

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Use the creditcardGenius Plum Rewards Points Calculator to get the most out of your rewards. Find out how much your rewards are worth and choose the best redemption option.

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Rewards Points Calculator
Enter your rewards balance to calculate how much your points are worth. Review your redemption options and recommendations to get the most value.
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Best ways to redeem your Plum Rewards

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Even though using your Plum points for Indigo discounts is your only redemption option, be aware that you get more value if you cash out a large number of points as opposed to the minimum.

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Specifically, if you cash in 2,500 points, you’ll get $5 off, which works out to 0.2 cents per point (CPP). On the other hand, if you wait to cash in 35,000 for $100 off, your points are worth 0.29 CPP.

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Learn more about Plum Rewards

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Plum Rewards is a free loyalty program managed by Indigo, but you can also earn points for purchases at Chapters, Coles, Indigospirit, and The Book Company. Points can only be redeemed for purchases with these retailers.

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The best Plum Rewards credit cards

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Indigo does not offer a store credit card that earns more Plum points, and anyway, store-branded credit cards aren’t necessarily the best choice for earning rewards.

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Instead, the best store credit card for you largely depends on your shopping style. We especially like the MBNA Rewards World Elite Mastercard, which also makes it the best store card for earning rewards at Indigo. Although you’ll only earn a flat 1 point per $1 spent, you can earn 5x that for restaurants, groceries, and select recurring bills. More importantly, you’ll have flexible redemption options when using your points.

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