Your rewards

$175 GeniusCash offer

On approval, receive $175 GeniusCash on us when you apply for Scotiabank Passport Visa Infinite Privilege Card using this offer page.

GeniusCash offer expires on Oct 31, 2025.

$175

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Scotiabank Passport Visa Infinite Privilege Card, here's how you earn rewards:

• 3 points per $1 spent on travel
• 2 points per $1 spent on restaurants and entertainment
• 1 point per $1 on all other purchases

For all reward details click here.

How much your rewards are worth

The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For Scotiabank Passport Visa Infinite Privilege Card in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:

Rewards Points Calculator

Enter your rewards balance to calculate how much your points are worth. Review your redemption options and recommendations to get the most value.

Reward ProgramAAdvantageAeroplanAlaska Airlines Mileage PlanAvianca LifeMilesAmerican Express Membership RewardsBMO RewardsAir MilesDesjardins BONUSDOLLARSMarriott BonvoyCIBC Aventura RewardsBritish Airways Executive ClubFlying BlueCathay Pacific Asia MilesDelta SkyMilesMBNA RewardsPorter VIPorterMyMcDonald's RewardsJournie RewardsRexall BeWellPC OptimumQatar Airways Privilege ClubTD RewardsUnited MileagePlusMore RewardsPlum RewardsNational Bank A La Carte RewardsAvion Rewards (Elite)Scene+Tims RewardsWestJet RewardsTriangle RewardsAvion Rewards (Premium)

Points Balance

Our recommendations:

Use your points for Cineplex Theatres, Recipe Unlimtied Restaurants, Any Travel From Expedia Scene+, Sobeys Stores, and Any Travel (Scene+ Credit And Debit Cardholders Only) to get the most value.

$10

Avoid using points for Gift Cards as this gives you the lowest value.

$7

Using your points for Cineplex Theatres, Recipe Unlimtied Restaurants, Any Travel From Expedia Scene+, Sobeys Stores, and Any Travel (Scene+ Credit And Debit Cardholders Only) instead of Gift Cards will save you $3.

Point Values

Redemption Option	Point Value	Total Value
Cineplex theatres	1 cent	$10
Recipe Unlimtied Restaurants	1 cent	$10
Any travel from Expedia Scene+	1 cent	$10
Sobeys stores	1 cent	$10
Any travel (Scene+ credit and debit cardholders only)	1 cent	$10
Statement credits	0.8 cents	$8
Apple & Best Buy Merchandise	0.77 cents	$8
Gift Cards	0.74 cents	$7

Redemption Options

Cineplex theatres

Use points for free movie tickets and concessions items at Cineplex theatres

$10

Recipe Unlimtied Restaurants

Use points towards your meal at Recipe Unlimited restaurants

$10

Any travel from Expedia Scene+

Redeem points for any travel from Scene+

$10

Sobeys stores

Pay for your purchase at Sobeys stores, including Safeway and Foodland

$10

Any travel (Scene+ credit and debit cardholders only)

Use points to pay for travel from any provider

$10

Statement credits

Pay your credit card balance

$8

Apple & Best Buy Merchandise

Pay for your online purchase at Apple and Best Buy

$8

Gift Cards

Assortment of gift cards

$7

Calculating your annual rewards

$24,000 annual spending x 1.18% return on spending = $282 annual rewards

$282 annual rewards − $599.00 annual fee = $-317 net annual rewards

Details and eligibility

Insurance coverage

Extended Warranty

2 years

Purchase Protection

180 days

Mobile Device

$1,000

Travel Accident

$500,000

Emergency Medical Term

31 days

Emergency Medical over 65

10 days

Trip Cancellation

$2,500

Trip Interruption

$5,000

Flight Delay

$1,000

Baggage Delay

$1,000

Lost or Stolen Baggage

$2,500

Hotel Burglary

$2,500

Rental Car Theft & Damage

Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

Scotiabank Passport Visa Infinite Privilege Card's 4.1 Genius Rating is based on the weighted average of the following scores:

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Key benefits