WestJet RBC World Elite Mastercard for Business

WestJet RBC World Elite Mastercard for Business

The WestJet RBC World Elite Mastercard for Business gives business owners the ability to earn WestJet points on all your purchases. It also offers access to tier 1 of the WestJet Biz program, Silver status in year 1, and much more.

$175.00
Annual fee
Learn more
$350
Welcome bonus
35,000 points
$378
Annual rewards
Learn more
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Monthly Spending:
$

Pros & cons

Pros

  • Earn up to 3 points per $1 spent on purchases.
  • Save 3 cents per litre on fuel at Petro-Canada.
  • Automatic Silver status in year 1.
  • Includes 12 types of insurance.

Cons

  • Rewards limited to WestJet.
  • High income requirements of either $80,000 personal or $150,000 household.
  • High annual fee of $175.

Your rewards

Getting your welcome bonus

Based on $2,000 in monthly spending, you can get up to 35,000 points which translates to an estimated $350.

For all welcome bonus details click here.

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With WestJet RBC World Elite Mastercard for Business, here's how you earn rewards:

  • 3 WestJet points per $1 spent on WestJet or WestJet Vacations purchases
  • 3 WestJet points per $1 spent on telecommunications,
  • shipping and electronics purchases
  • 1.5 WestJet point per $1 spent on all other everyday purchases

For all reward details click here.

How much your rewards are worth

The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For WestJet RBC World Elite Mastercard for Business in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:

Flights $378
Rewards Points Calculator
Enter your rewards balance to calculate how much your points are worth. Review your redemption options and recommendations to get the most value.
Point Values
Redemption OptionPoint ValueTotal Value
Flights1 cent$10
Redemption Options
Flights
Flights on WestJet and select partners
$10

Calculating your annual rewards

$24,000 annual spending x 1.58% return on spending = $378 annual rewards

$378 annual rewards $175.00 annual fee = $203 net annual rewards

Details and eligibility

Estimated Credit Score
760 - 900
Personal Income
$80,000
Household Income
$150,000
Canadian resident who has reached the provincial age of majority.
Annual Fee
$175.00
Extra Card Fee
$75
Card type
Credit
Purchase
19.99%
Cash Advance Δ
22.99%
Balance Transfer
22.99%
Δ Cash advance interest rate for Quebec residents is 21.99%.

Insurance coverage

Extended Warranty
1 year
Purchase Protection
90 days
Mobile Device
$2,000
Travel Accident
$500,000
Emergency Medical Term
15 days
Emergency Medical over 65
3 days
Trip Cancellation
$1,500
Trip Interruption
$5,000
Flight Delay
$500
Baggage Delay
$500
Lost or Stolen Baggage
$1,000
Hotel Burglary
$2,500
Rental Car Theft & Damage
Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

WestJet RBC World Elite Mastercard for Business's 2.4 Genius Rating is based on the weighted average of the following scores:

Rewards
1.0
Fees
1.5
Insurance
3.6
Interest
1.3
Perks
1.0
Approval
0.0
Acceptance
4.6

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Key benefits

  • No online application available.
  • Earn 3 points per $1 spent on WestJet and WestJet vacations.
  • Earn 3 points per $1 spent on telecommunications, shipping and electronics purchases.
  • Earn 1.5 points per $1 spent on all other purchases.
  • Instant WestJet Silver status in year 1.
  • Maintain Silver status by spending $30,000 per year on your card.
  • Save 3 cents per litre on fuel at Petro-Canada.
  • Includes plenty of travel insurance.

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Rating Methodology

The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
Data point breakdown