Pros & cons
Pros
- Earn up to 3 points per $1 spent on purchases.
 - Save 3 cents per litre on fuel at Petro-Canada.
 - Automatic Silver status in year 1.
 - Includes 12 types of insurance.
 
Cons
- Rewards limited to WestJet.
 - High income requirements of either $80,000 personal or $150,000 household.
 - High annual fee of $175.
 
Your rewards
Getting your welcome bonus
Based on $2,000 in monthly spending, you can get up to 35,000 points which translates to an estimated $350.◊
For all welcome bonus details click here.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With WestJet RBC World Elite Mastercard for Business, here's how you earn rewards:
- 3 WestJet points per $1 spent on WestJet or WestJet Vacations purchases
 - 3 WestJet points per $1 spent on telecommunications,
 - shipping and electronics purchases
 - 1.5 WestJet point per $1 spent on all other everyday purchases
 
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For WestJet RBC World Elite Mastercard for Business in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Flights | $378 | 
Calculating your annual rewards
$24,000 annual spending x 1.58% return on spending = $378 annual rewards
$378 annual rewards − $175.00 annual fee = $203 net annual rewards
Details and eligibility
- Estimated Credit Score
 - 760 - 900
 - Personal Income
 - $80,000
 - Household Income
 - $150,000
 
- Annual Fee
 - $175.00
 - Extra Card Fee
 - $75
 - Card type
 - Credit
 
- Purchase
 - 19.99%
 - Cash Advance Δ
 - 22.99%
 - Balance Transfer
 - 22.99%
 
Insurance coverage
- Extended Warranty
 - 1 year
 - Purchase Protection
 - 90 days
 - Mobile Device
 - $2,000
 - Travel Accident
 - $500,000
 - Emergency Medical Term
 - 15 days
 - Emergency Medical over 65
 - 3 days
 - Trip Cancellation
 - $1,500
 - Trip Interruption
 - $5,000
 - Flight Delay
 - $500
 - Baggage Delay
 - $500
 - Lost or Stolen Baggage
 - $1,000
 - Hotel Burglary
 - $2,500
 - Rental Car Theft & Damage
 - Yes
 
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
WestJet RBC World Elite Mastercard for Business's 2.4 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
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