Capital One Guaranteed Mastercard®

Capital One Guaranteed Mastercard®

If you’re looking to rebuild or establish your credit, the Capital One Guaranteed Mastercard® could be right for you. You'll get guaranteed approval* plus get access to 6 types of insurance..

$0.00
Annual fee
Learn more
$0
Welcome bonus
Learn more
$0
Annual rewards
Learn more
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Monthly Spending:
$

Pros & cons

Pros

  • Has guaranteed approval.*
  • Includes everyday and travel benefits.
  • $0 annual fee.

Cons

  • No rewards on purchases.

Your rewards

How you earn rewards

This card does not earn rewards on purchases.

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Details and eligibility

Estimated Credit Score
300 - 559
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
Annual Fee
$0.00
Extra Card Fee
$0
Card type
Credit
Purchase
21.90% - 29.90%
Cash Advance
21.90% - 29.90%
Balance Transfer
21.90% - 29.90%

Insurance coverage

Extended Warranty
1 year
Purchase Protection
120 days
Price Protection
Yes
Travel Accident
$250,000
Baggage Delay
$300
Rental Car Theft & Damage
Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

Capital One Guaranteed Mastercard's 2.5 Genius Rating is based on the weighted average of the following scores:

Rewards
0.0
Fees
3.9
Insurance
1.7
Interest
0.4
Perks
0.0
Approval
4.6
Acceptance
4.6

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Key benefits

  • Helps establish or repair your credit history.
  • Has guaranteed approval.*
  • Includes everyday and travel benefits.
  • $0 annual fee.
  • Annual interest rate on purchases, cash advances and balance transfers: 21.9% for residents of Quebec, 29.9% for residents of the rest of Canada.

User review

5.0 out of 5

Reviewed by 1 Canadian

5 stars
100%
4 stars
0%
3 stars
0%
2 stars
0%
1 stars
0%
Jamie lee a year ago
1

I actually really liked this card. It was very convenient and worked for everything and honestly helped. Build my credit really fast.

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Rating Methodology

The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
Data point breakdown