If you're looking for peace of mind and simple rewards, you can find it in the Brim Financial World Mastercard. Enjoy 1.5% back for every dollar spent, 0% foreign exchange fees, complimentary LoungeKey membership, and a comprehensive insurance package.

Annual Fee
$99
Extra Card Fee
$20
Card Type
Credit
Purchase
19.99%
Cash Advance
21.50%
Balance Transfer
19.99%
Personal Income
$60,000
Household Income
$100,000
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days
Mobile Device $1,000
Event Ticket Cancellation $1,000
Travel Accident $500,000
Emergency Medical Term 8 days
Flight Delay $500
Baggage Delay $1,000
Lost or Stolen Baggage $1,000
Hotel Burglary $500
Rental Car Theft & Damage Yes
Rental Car Accident $300,000
Rental Car Personal Effects $2,000

Please review your insurance certificate for details, exclusions and limitations of your coverage.

If we find your match, we’ll give you up to $25 when you refer your friends.*

Brim World Mastercard review

For a different kind of premium card, the Brim World Mastercard offers not only great rewards, but plenty of features for an annual fee of $99.

Here's everything this card has to offer.

Earning rewards with the Brim World Mastercard

For straightforward earnings, you've come to the right place. You'll earn 1.5 points for every $1 spent on the card, in your first $25,000 in spend. Once you've spent $25,000, you'll earn 1 point per $1.

A single point is worth 1 cent, for a return of 1.5% on your spending.

How do you redeem your rewards? That's the best part. You can use your points to help pay for any transaction charged to the card.

And you only need $1 worth of rewards when you want to redeem. There's nothing like being in control when you want to use your hard earned rewards.

Earning rewards doesn't end there. Brim has partnered with over 150 online merchants where you can earn anywhere from 3% up to 30% back in points. Just note that you'll forgo your usual earn rates when you shop at these partners.

Welcome bonus

There's also a welcome bonus to sweeten the deal.

You can earn up to $300 in first-time bonuses when you shop with select retailer partners.

Brim World Mastercard features

Beyond rewards, the Brim World Mastercard has plenty of other great features. Here's an overview of everything else this card has to offer.

Brim installment plans

Have a big purchase coming up, and want to spread out the payments? Brim cards can help you with that.

On any purchase greater than $500, you can activate the installment plan. You can choose from 12 to 24 months to pay back your purchase.

There are some fees involved – you'll be charged a one time fee of 7% of the total transaction, plus a monthly processing fee of 0.475% of the original price.

Complimentary Boingo Wi-Fi

Travel a lot and need access to a wireless hotspot? This card will give you complimentary access to Boingo Wi-Fi, which has over 1 million locations worldwide.

Mastercard Airport Experiences by LoungeKey

Need some airport lounge access while you're travelling? The card includes complimentary access to Mastercard Airport Experiences airport lounges, giving you access to over 1,000 airport lounges worldwide.

There are no free visits included however, and each visit costs $32 USD.

Insurance coverage

For top-notch insurance coverage, this card has you covered. You'll get a total of 13 types of insurance coverage. You can view them by clicking on the insurance tab above.

One of the coverages mentioned is the event ticket reimbursement. It's a coverage no other cards include. If you have a ticket to a concert, theatre show, or sporting event, you can get reimbursed if you can't make it for any covered reason.

No foreign transaction fees

For the world traveller, it's got another bonus freebie – 0% foreign exchange fees. You'll save the standard 2.5% most other credit cards charge.

If you spend a decent amount in foreign currency, this is an additional savings on top of the rewards you'll earn.

To summarize

There you have it – a premium credit card with plenty of rewards, great perks and top-notch insurance.

Want a Brim card with no annual fee? Check out the , which offers many of the same features for no annual fee.

Or to supercharge your perks and earnings, take a look at the instead.

What are your thoughts?

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