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Reap MORE cash rewards when you apply ‒ and are approved ‒ for one of these credit cards.

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Credit Card Genius Cash IconGC: $125
BMO Ascend World Elite Mastercard
$125 GeniusCash + Up to 90,000 100,000 bonus points + 4 free lounge passes per year.*
GC Ends: Dec 31, 2025
First year value: $1,207
First year value calculations
+ Welcome bonus estimate $670
+ Annual rewards estimate $262
+ Annual fee rebate $150
+ GeniusCash offer $125

  $1,207
Credit Card Genius Cash IconGC: $20
TD First Class Travel Visa Infinite
$20 GeniusCash + Up to 165,000 TD Rewards points (conditions apply).*
GC Ends: Dec 31, 2025
First year value: $1,459
First year value calculations
+ Welcome bonus estimate $825
+ Annual rewards estimate $475
+ Annual fee rebate $139
+ GeniusCash offer $20

  $1,459
Credit Card Genius Cash IconGC: $100
American Express Cobalt
$100 GeniusCash + Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card.*
GC Ends: Dec 31, 2025
First year value: $1,480
First year value calculations
+ Welcome bonus estimate $300
+ Annual rewards estimate $1,080
+ GeniusCash offer $100

  $1,480
Credit Card Genius Cash IconGC: $20
BMO Air Miles Mastercard
$20 GeniusCash + Up to 1,200 2,500 bonus AIR MILES + 3x the AIR MILES at partners.*
GC Ends: Dec 31, 2025
First year value: $493
First year value calculations
+ Welcome bonus estimate $318
+ Annual rewards estimate $155
+ GeniusCash offer $20

  $493
Credit Card Genius Cash IconGC: $60
RBC Ion Plus Visa
$60 GeniusCash + Earn up to $150 in groceries.^
GC Ends: Dec 31, 2025
First year value: $560
First year value calculations
+ Welcome bonus estimate $140
+ Annual rewards estimate $360
+ GeniusCash offer $60

  $560
Credit Card Genius Cash IconGC: $20
Scotiabank Momentum Visa Infinite
$20 GeniusCash + 10% cash back on purchases for 3 months + 4% cash back on groceries.*
GC Ends: Dec 31, 2025
First year value: $797
First year value calculations
+ Welcome bonus estimate $159
+ Annual rewards estimate $498
+ Annual fee rebate $120
+ GeniusCash offer $20

  $797
Credit Card Genius Cash IconGC: $120
Tangerine World Mastercard
$120 GeniusCash + $120 bonus cash back* + No annual fee.*
GC Ends: Dec 14, 2025
First year value: $513
First year value calculations
+ Welcome bonus estimate $120
+ Annual rewards estimate $273
+ GeniusCash offer $120

  $513
Credit Card Genius Cash IconGC: $20
MBNA True Line Preferred Mastercard
$20 GeniusCash + 0% on balance transfers for 12 months (3% fee) + No annual fee.*
GC Ends: Nov 30, 2025
First year value: $1,571
First year value calculations
+ GeniusCash offer $20
+ Annual interest saving estimate $1,551

  $1,571
Credit Card Genius Cash IconGC: $150
BMO eclipse Visa Infinite
$150 GeniusCash + Exclusive: Up to $637 in value + 5x points on gas & groceries.*
GC Ends: Dec 31, 2025
First year value: $1,125
First year value calculations
+ Welcome bonus estimate $469
+ Annual rewards estimate $386
+ Annual fee rebate $120
+ GeniusCash offer $150

  $1,125
Credit Card Genius Cash IconGC: $20
TD Rewards Visa
$20 GeniusCash + Up to 15,152 bonus points (conditions apply) + No annual fee.*
GC Ends: Dec 31, 2025
First year value: $312
First year value calculations
+ Welcome bonus estimate $76
+ Annual rewards estimate $216
+ GeniusCash offer $20

  $312
Credit Card Genius Cash IconGC: $100
MBNA Rewards World Elite Mastercard
$100 GeniusCash + Up to 30,000 bonus points + birthday bonus worth up to 15k points.*
GC Ends: Dec 31, 2025
First year value: $1,086
First year value calculations
+ Welcome bonus estimate $300
+ Annual rewards estimate $686
+ GeniusCash offer $100

  $1,086
Credit Card Genius Cash IconGC: $60
RBC Ion Visa
$60 GeniusCash + Earn up to $50 in groceries.^
GC Ends: Dec 31, 2025
First year value: $391
First year value calculations
+ Welcome bonus estimate $70
+ Annual rewards estimate $261
+ GeniusCash offer $60

  $391
Credit Card Genius Cash IconGC: $60
RBC Moi Visa
$60 GeniusCash + Earn 5,000 bonus points + No annual fee
GC Ends: Dec 31, 2025
First year value: $326
First year value calculations
+ Welcome bonus estimate $40
+ Annual rewards estimate $226
+ GeniusCash offer $60

  $326
Credit Card Genius Cash IconGC: $100
Scotiabank Passport Visa Infinite
$100 GeniusCash + Up to 45k bonus Scene+ points in year 1 + 6 free airport lounge passes.*
GC Ends: Dec 31, 2025
First year value: $774
First year value calculations
+ Welcome bonus estimate $350
+ Annual rewards estimate $324
+ GeniusCash offer $100

  $774
Credit Card Genius Cash IconGC: $20
BMO CashBack Mastercard
$20 GeniusCash + Up to 5% cash back + No annual fee.*
GC Ends: Dec 31, 2025
First year value: $363
First year value calculations
+ Welcome bonus estimate $100
+ Annual rewards estimate $243
+ GeniusCash offer $20

  $363
Credit Card Genius Cash IconGC: $100
Koho Everything Mastercard
$100 GeniusCash + Up to 2% cash back on purchases + No foreign exchange fees.*
GC Ends: Dec 31, 2025
First year value: $384
First year value calculations
+ Welcome bonus estimate $20
+ Annual rewards estimate $264
+ GeniusCash offer $100

  $384
Credit Card Genius Cash IconGC: $20
BMO Student CashBack Mastercard
$20 GeniusCash + 5% cash back for the first 3 months + No annual fee.*
GC Ends: Dec 31, 2025
First year value: $363
First year value calculations
+ Welcome bonus estimate $100
+ Annual rewards estimate $243
+ GeniusCash offer $20

  $363
Credit Card Genius Cash IconGC: $100
TD Cash Back Visa Infinite
$100 GeniusCash + 10% cash back on eligible purchases for 3 months (conditions apply).*
GC Ends: Dec 31, 2025
First year value: $928
First year value calculations
+ Welcome bonus estimate $245
+ Annual rewards estimate $444
+ Annual fee rebate $139
+ GeniusCash offer $100

  $928
Credit Card Genius Cash IconGC: $100
Scotiabank Gold American Express
$100 GeniusCash + Up to 50,000 bonus points + No foreign exchange fees.*
GC Ends: Dec 31, 2025
First year value: $1,308
First year value calculations
+ Welcome bonus estimate $500
+ Annual rewards estimate $588
+ Annual fee rebate $120
+ GeniusCash offer $100

  $1,308
Credit Card Genius Cash IconGC: $150
BMO Air Miles World Elite Mastercard
$150 GeniusCash + Up to 9,000 bonus AIR MILES + 3x the AIR MILES at partners.*
GC Ends: Dec 31, 2025
First year value: $1,736
First year value calculations
+ Welcome bonus estimate $1,143
+ Annual rewards estimate $323
+ Annual fee rebate $120
+ GeniusCash offer $150

  $1,736
Credit Card Genius Cash IconGC: $50
Scotiabank Scene Visa
$50 GeniusCash + Up to 5,000 bonus points + Up to 2 points per $1 spent.*
GC Ends: Dec 31, 2025
First year value: $352
First year value calculations
+ Welcome bonus estimate $50
+ Annual rewards estimate $252
+ GeniusCash offer $50

  $352
Credit Card Genius Cash IconGC: $150
BMO CashBack World Elite Mastercard
$150 GeniusCash + Exclusive: Up to $480 bonus cash back + First year fee waived.*
GC Ends: Dec 31, 2025
First year value: $1,242
First year value calculations
+ Welcome bonus estimate $480
+ Annual rewards estimate $492
+ Annual fee rebate $120
+ GeniusCash offer $150

  $1,242
Credit Card Genius Cash IconGC: $100
Koho Essential Mastercard
$100 GeniusCash + Up to 1% cash back on purchases + 2% interest on your balance.*
GC Ends: Dec 31, 2025
First year value: $240
First year value calculations
+ Welcome bonus estimate $20
+ Annual rewards estimate $120
+ GeniusCash offer $100

  $240
Credit Card Genius Cash IconGC: $150
BMO VIPorter World Elite Mastercard
$150 GeniusCash + Get up to $2,400 in value + Automatic VIPorter Venture membership.*
GC Ends: Dec 31, 2025
First year value: $1,939
First year value calculations
+ Welcome bonus estimate $1,050
+ Annual rewards estimate $540
+ Annual fee rebate $199
+ GeniusCash offer $150

  $1,939
Credit Card Genius Cash IconGC: $100
BMO VIPorter Mastercard
$100 GeniusCash + Get up to $1,800 in value + Automatic VIPorter Passport membership.*
GC Ends: Dec 31, 2025
First year value: $1,068
First year value calculations
+ Welcome bonus estimate $600
+ Annual rewards estimate $279
+ Annual fee rebate $89
+ GeniusCash offer $100

  $1,068
Credit Card Genius Cash IconGC: $120
Tangerine Money-Back Mastercard
$120 GeniusCash + Up to $100 bonus cash back* + No annual fee.*
GC Ends: Dec 14, 2025
First year value: $499
First year value calculations
+ Welcome bonus estimate $106
+ Annual rewards estimate $273
+ GeniusCash offer $120

  $499
Credit Card Genius Cash IconGC: $100
Loop Visa
$100 GeniusCash + Business owners: no FX fees in 4 popular currencies + No annual fee.*
GC Ends: Dec 31, 2025
First year value: $220
First year value calculations
+ Annual rewards estimate $120
+ GeniusCash offer $100

  $220
Credit Card Genius Cash IconGC: $125
BMO Eclipse Rise Visa
$125 GeniusCash + Up to 25,000 bonus points + No annual fee.*
GC Ends: Dec 31, 2025
First year value: $468
First year value calculations
+ Welcome bonus estimate $134
+ Annual rewards estimate $209
+ GeniusCash offer $125

  $468
Credit Card Genius Cash IconGC: $100
Koho Premium Mastercard
$100 GeniusCash + Up to 1.5% cash back on purchases + Lower annual fee.*
GC Ends: Dec 31, 2025
First year value: $312
First year value calculations
+ Welcome bonus estimate $20
+ Annual rewards estimate $192
+ GeniusCash offer $100

  $312
Credit Card Genius Cash IconGC: $100
MBNA Rewards Platinum Plus Mastercard
$100 GeniusCash + Up to 10,000 bonus points + Mobile device protection.*
GC Ends: Dec 31, 2025
First year value: $588
First year value calculations
+ Welcome bonus estimate $118
+ Annual rewards estimate $370
+ GeniusCash offer $100

  $588
Credit Card Genius Cash IconGC: $100
MBNA Rewards World Elite Mastercard (Quebec Version)
$100 GeniusCash + Up to 20,000 bonus points + Annual bonus worth up to 15k points.*
GC Ends: Dec 31, 2025
First year value: $986
First year value calculations
+ Welcome bonus estimate $200
+ Annual rewards estimate $686
+ GeniusCash offer $100

  $986
Credit Card Genius Cash IconGC: $100
MBNA Rewards Platinum Plus Mastercard (Quebec Version)
$100 GeniusCash + Up to 10,000 bonus points + Mobile device protection.*
GC Ends: Dec 31, 2025
First year value: $570
First year value calculations
+ Welcome bonus estimate $100
+ Annual rewards estimate $370
+ GeniusCash offer $100

  $570

GeniusCash Mobile: Level up your rewards

The GeniusCash app is here!

When you download the app, you’ll be among the first to enjoy max rewards on your daily spending including an EXTRA cash back boost from us so you can bank real cash, faster.

That's in addition to the big GeniusCash payouts and exclusive offers you know and love. Now you can get paid to make smart money moves and keep tabs on your rewards right in the palm of your hand.

Download The GeniusCash App
GeniusCash App

What people are saying...

I feel confident that the results lined up with what I expected. Really like that I can break down my spending by gas, groceries, drugstores, etc.
Steve V.
The first tool with genius score that compares the "soft" side of card benefits such as types of insurance included, flexibility of rewards. All others just simply compared on rewards or cash back.
Alan
It is very stripped down and easy to use. The pages communicate a simple, clear, and intentional message; and there aren't any ads, sections of the site, or waffley wording that distracts from that.
Donovan
It gives me the results I want, simple and quick.
Bryan P.
The best and easiest tool I found to compare credit cards, very complete and detailed.
Luiz
This is an excellent tool with instantaneous results and crystal clear information.
Carole G.
Simple but well laid out site, easy to enter in your personal spend, the ability to enter your income to filter out cards you don't qualify for...
Jon
Quick easy to use sliders are an excellent touch. Provides info I would use to choose a card.
Ron
A very simple and quick way to find credit cards I may consider. Easy to use.
Sharon
I open and close cards all the time for travel this makes it just one stop.
Gillian
I liked that you could choose different options that you were looking for in a credit card.
Claudette
It's what I had been hoping for, with details about each card when I want to drill down farther in.
Sherri

Hot Credit Card Deals Right Now

Big bonuses and limited time offers. Get them before they go away.

See All Hot Deals
Credit Card Genius Cash IconGC: $125
BMO Ascend World Elite Mastercard
$125 GeniusCash + Up to 90,000 100,000 bonus points + 4 free lounge passes per year.*
GC Ends: Dec 31, 2025
First year value: $1,207
First year value calculations
+ Welcome bonus estimate $670
+ Annual rewards estimate $262
+ Annual fee rebate $150
+ GeniusCash offer $125

  $1,207
Credit Card Genius Cash IconGC: $20
TD First Class Travel Visa Infinite
$20 GeniusCash + Up to 165,000 TD Rewards points (conditions apply).*
GC Ends: Dec 31, 2025
First year value: $1,459
First year value calculations
+ Welcome bonus estimate $825
+ Annual rewards estimate $475
+ Annual fee rebate $139
+ GeniusCash offer $20

  $1,459
Credit Card Genius Cash IconGC: $20
MBNA True Line Preferred Mastercard
$20 GeniusCash + 0% on balance transfers for 12 months (3% fee) + No annual fee.*
GC Ends: Nov 30, 2025
First year value: $1,571
First year value calculations
+ GeniusCash offer $20
+ Annual interest saving estimate $1,551

  $1,571
Credit Card Genius Cash IconGC: $150
BMO CashBack World Elite Mastercard
$150 GeniusCash + Exclusive: Up to $480 bonus cash back + First year fee waived.*
GC Ends: Dec 31, 2025
First year value: $1,242
First year value calculations
+ Welcome bonus estimate $480
+ Annual rewards estimate $492
+ Annual fee rebate $120
+ GeniusCash offer $150

  $1,242
Credit Card Genius Cash IconGC: $100
Scotiabank Gold American Express
$100 GeniusCash + Up to 50,000 bonus points + No foreign exchange fees.*
GC Ends: Dec 31, 2025
First year value: $1,308
First year value calculations
+ Welcome bonus estimate $500
+ Annual rewards estimate $588
+ Annual fee rebate $120
+ GeniusCash offer $100

  $1,308
Credit Card Genius Cash IconGC: $120
Tangerine World Mastercard
$120 GeniusCash + $120 bonus cash back* + No annual fee.*
GC Ends: Dec 14, 2025
First year value: $513
First year value calculations
+ Welcome bonus estimate $120
+ Annual rewards estimate $273
+ GeniusCash offer $120

  $513

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