We do the math. You max your rewards.

TD First Class Travel^® Visa Infinite^* Card

$20 GeniusCash + Up to 165,000 TD Rewards points (conditions apply).^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $1,459

American Express Cobalt^® Card

$100 GeniusCash + Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $1,480

BMO AIR MILES^®^† Mastercard^®^*

$20 GeniusCash + Up to 1,200 2,500 bonus AIR MILES + 3x the AIR MILES at partners.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $493

GC: $60

RBC ION+ Visa

$60 GeniusCash + Earn up to $150 in groceries.^{^}

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $560

Scotia Momentum^® Visa Infinite^* Card

$20 GeniusCash + 10% cash back on purchases for 3 months + 4% cash back on groceries.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $797

GC: $120

Tangerine^® Money-Back World Mastercard^®^*

$120 GeniusCash + $120 bonus cash back^* + No annual fee.^*

GC Ends: Dec 14, 2025

I Want This Deal

First year value^◊: $513

MBNA True Line^® Mastercard^®

$20 GeniusCash + 0% on balance transfers for 12 months (3% fee) + No annual fee.^*

GC Ends: Nov 30, 2025

I Want This Deal

First year value^◊: $1,571

BMO eclipse Visa Infinite^* Card

$150 GeniusCash + Exclusive: Up to $637 in value + 5x points on gas & groceries.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $1,125

TD Rewards Visa^* Card

$20 GeniusCash + Up to 15,152 bonus points (conditions apply) + No annual fee.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $312

MBNA Rewards World Elite^® Mastercard^®

$100 GeniusCash + Up to 30,000 bonus points + birthday bonus worth up to 15k points.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $1,086

GC: $60

RBC ION Visa

$60 GeniusCash + Earn up to $50 in groceries.^{^}

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $391

GC: $60

moi RBC^® Visa^‡

$60 GeniusCash + Earn 5,000 bonus points + No annual fee

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $326

Scotiabank Passport Visa Infinite Card

$100 GeniusCash + Up to 45k bonus Scene+ points in year 1 + 6 free airport lounge passes.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $774

BMO CashBack^® Mastercard^®^*

$20 GeniusCash + Up to 5% cash back + No annual fee.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $363

KOHO Everything Mastercard

$100 GeniusCash + Up to 2% cash back on purchases + No foreign exchange fees.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $384

BMO CashBack^® Mastercard^®^* for students

$20 GeniusCash + 5% cash back for the first 3 months + No annual fee.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $363

TD Cash Back Visa Infinite^* Card

$100 GeniusCash + 10% cash back on eligible purchases for 3 months (conditions apply).^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $928

Scotiabank Gold American Express^® Card

$100 GeniusCash + Up to 50,000 bonus points + No foreign exchange fees.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $1,308

BMO AIR MILES^®^† World Elite^®^* Mastercard^®^*

$150 GeniusCash + Up to 9,000 bonus AIR MILES + 3x the AIR MILES at partners.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $1,736

GC: $50

Scotiabank Scene+ Visa Card

$50 GeniusCash + Up to 5,000 bonus points + Up to 2 points per $1 spent.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $352

BMO CashBack^® World Elite^®^* Mastercard^®^*

$150 GeniusCash + Exclusive: Up to $480 bonus cash back + First year fee waived.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $1,242

KOHO Essential Mastercard

$100 GeniusCash + Up to 1% cash back on purchases + 2% interest on your balance.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $240

BMO VIPorter World Elite^®^* Mastercard^®^*

$150 GeniusCash + Get up to $2,400 in value + Automatic VIPorter Venture membership.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $1,939

BMO VIPorter Mastercard^®^*

$100 GeniusCash + Get up to $1,800 in value + Automatic VIPorter Passport membership.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $1,068

GC: $120

Tangerine Money-Back Credit Card

$120 GeniusCash + Up to $100 bonus cash back^* + No annual fee.^*

GC Ends: Dec 14, 2025

I Want This Deal

First year value^◊: $499

Loop Card

$100 GeniusCash + Business owners: no FX fees in 4 popular currencies + No annual fee.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $220

GC: $125

BMO eclipse rise Visa^* Card

$125 GeniusCash + Up to 25,000 bonus points + No annual fee.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $468

KOHO Extra Mastercard

$100 GeniusCash + Up to 1.5% cash back on purchases + Lower annual fee.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $312

MBNA Rewards Platinum Plus^® Mastercard^®

$100 GeniusCash + Up to 10,000 bonus points + Mobile device protection.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $588

MBNA Rewards World Elite Mastercard (Quebec Version)

MBNA Rewards World Elite^® Mastercard^® (QC)

$100 GeniusCash + Up to 20,000 bonus points + Annual bonus worth up to 15k points.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $986

Download The GeniusCash App

MBNA Rewards Platinum Plus Mastercard (Quebec Version)

MBNA Rewards Platinum Plus^® Mastercard^® (QC)

$100 GeniusCash + Up to 10,000 bonus points + Mobile device protection.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $570

GeniusCash Mobile: Level up your rewards

The GeniusCash app is here!

When you download the app, you’ll be among the first to enjoy max rewards on your daily spending including an EXTRA cash back boost from us so you can bank real cash, faster.

That's in addition to the big GeniusCash payouts and exclusive offers you know and love. Now you can get paid to make smart money moves and keep tabs on your rewards right in the palm of your hand.

What people are saying...

I feel confident that the results lined up with what I expected. Really like that I can break down my spending by gas, groceries, drugstores, etc.

Steve V.

The first tool with genius score that compares the "soft" side of card benefits such as types of insurance included, flexibility of rewards. All others just simply compared on rewards or cash back.

Alan

It is very stripped down and easy to use. The pages communicate a simple, clear, and intentional message; and there aren't any ads, sections of the site, or waffley wording that distracts from that.

Donovan

It gives me the results I want, simple and quick.

Bryan P.

The best and easiest tool I found to compare credit cards, very complete and detailed.

Luiz

This is an excellent tool with instantaneous results and crystal clear information.

Carole G.

Simple but well laid out site, easy to enter in your personal spend, the ability to enter your income to filter out cards you don't qualify for...

Jon

Quick easy to use sliders are an excellent touch. Provides info I would use to choose a card.

Ron

A very simple and quick way to find credit cards I may consider. Easy to use.

Sharon

I open and close cards all the time for travel this makes it just one stop.

Gillian

I liked that you could choose different options that you were looking for in a credit card.

Claudette

It's what I had been hoping for, with details about each card when I want to drill down farther in.

Sherri

I feel confident that the results lined up with what I expected. Really like that I can break down my spending by gas, groceries, drugstores, etc.

Steve V.

The first tool with genius score that compares the "soft" side of card benefits such as types of insurance included, flexibility of rewards. All others just simply compared on rewards or cash back.

Alan

It is very stripped down and easy to use. The pages communicate a simple, clear, and intentional message; and there aren't any ads, sections of the site, or waffley wording that distracts from that.

Donovan

It gives me the results I want, simple and quick.

Bryan P.

The best and easiest tool I found to compare credit cards, very complete and detailed.

Luiz

This is an excellent tool with instantaneous results and crystal clear information.

Carole G.

Simple but well laid out site, easy to enter in your personal spend, the ability to enter your income to filter out cards you don't qualify for...

Jon

Quick easy to use sliders are an excellent touch. Provides info I would use to choose a card.

Ron

A very simple and quick way to find credit cards I may consider. Easy to use.

Sharon

I open and close cards all the time for travel this makes it just one stop.

Gillian

I liked that you could choose different options that you were looking for in a credit card.

Claudette

It's what I had been hoping for, with details about each card when I want to drill down farther in.

Sherri

Hot Credit Card Deals Right Now

Big bonuses and limited time offers. Get them before they go away.

See All Hot Deals

GC: $125

BMO Ascend^™ World Elite^®^* Mastercard^®^*

$125 GeniusCash + Up to 90,000 100,000 bonus points + 4 free lounge passes per year.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $1,207

TD First Class Travel^® Visa Infinite^* Card

$20 GeniusCash + Up to 165,000 TD Rewards points (conditions apply).^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $1,459

MBNA True Line^® Mastercard^®

$20 GeniusCash + 0% on balance transfers for 12 months (3% fee) + No annual fee.^*

GC Ends: Nov 30, 2025

I Want This Deal

First year value^◊: $1,571

BMO CashBack^® World Elite^®^* Mastercard^®^*

$150 GeniusCash + Exclusive: Up to $480 bonus cash back + First year fee waived.^*

GC Ends: Dec 31, 2025

I Want This Deal

First year value^◊: $1,242