Team Genius
Written by Team Genius 
updated on Mar 13, 2026
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Calculate the value of your TD Rewards points

Use the creditcardGenius TD Rewards Points Calculator to get the most out of your rewards. Find out how much your points are worth and choose the best redemption option.

Rewards Points Calculator
Enter your rewards balance to calculate how much your points are worth. Review your redemption options and recommendations to get the most value.
Our recommendations:
Use your points for Travel From Expedia For TD to get the most value.
$50
Avoid using points for Merchandise as this gives you the lowest value.
$23
Using your points for Travel From Expedia For TD instead of Merchandise will save you $27.
Point Values
Redemption OptionPoint ValueTotal Value
Travel from Expedia For TD0.5 cents$50
Any travel0.4 cents$40
Amazon0.33 cents$33
Gift Cards0.25 cents$25
Statement credits0.25 cents$25
Merchandise0.23 cents$23
Redemption Options
Travel from Expedia For TD
Any travel from Expedia for TD
$50
Any travel
Use points to pay for any travel purchase
$40
Amazon
Pay for your Amazon shopping
$33
Gift Cards
Assortment of gift cards
$25
Statement credits
Pay your credit card balance
$25
Merchandise
Wide variety of merchandise
$23

Best ways to redeem your TD Rewards

Expedia operates a travel platform for TD Rewards members, which gives you the best return on your rewards. That said, using your points to pay for travel booked elsewhere is still a valuable redemption option.

We would just avoid using your TD points for merchandise, since they lose most of their value.

Learn more about TD Rewards

The TD Rewards program is operated by TD Canada Trust. Unlike other rewards programs, you can only earn points by using a TD credit card. This allows you to accumulate points, which can be redeemed for travel, merchandise, gift cards, and statement credits.

Learn how to maximize your TD rewards with our complete TD Rewards guide.

The best TD Rewards credit cards

Take a look at the best TD credit cards to find the one that fits your spending style best. We'd recommend the TD First Class Travel Visa Infinite Card, which not only earns up to 8 points per $1 spent, but gives you 12 types of insurance coverage, a $100 annual travel credit, and a Visa Airport Companion membership with 4 free passes. Plus, TD waives the fee for the first year you have the card.

4.3 Genius Rating
3.6 (79) User reviews
Annual fee
$139.00 $0
1st year waived
Welcome bonus
$825
165,000 points
Annual rewards
$698
GC Ends: Apr 30, 2026
Credit Card Genius Cash IconGC: $20
TD First Class Travel® Visa Infinite* Card
Instant approval: Yes
Credit estimate:
4.3 Genius Rating
3.6 (79) User reviews
Annual fee
$139.00 $0
1st year waived
Welcome bonus
$825
165,000 points
Annual rewards
$698
GC Ends:
Apr 30, 2026
Credit estimate:
 (660 - 724)
Instant approval: Yes

If you're not concerned about earning TD Rewards and instead want a TD-issued credit card that earns Aeroplan points, check out the TD Aeroplan Visa Infinite Privilege Credit Card. Here's what you'll earn:

  • 2 points per $1 spent on Air Canada
  • 1.5 points per $1 spent on eligible gas, electric vehicle charging, groceries, travel & transit and dining
  • 1.25 points per $1 spent on all other purchases
4.5 Genius Rating
2.5 (4) User reviews
award seal ×3 Award winner
Annual fee
$599.00
Learn more
Welcome bonus
$1,700
85,000 points
Annual rewards
$999
Learn more
TD® Aeroplan® Visa* Infinite Privilege* Credit Card
4.5 Genius Rating
2.5 (4) User reviews
award seal 3x Award winner
Annual fee
$599.00
Learn more
Welcome bonus
$1,700
85,000 points
Annual rewards
$999
Learn more
Credit estimate:
 (725 - 759)
Instant approval: Yes

Editorial Disclaimer: The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 233 Canadian credit cards.

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Data point breakdown