BMO Blue Rewards Business Mastercard®* GeniusCash Offer
$100 GeniusCash + Up to 30,000 bonus points + No annual fee.*By clicking "I Want This Deal" you agree to the creditcardGenius GeniusCash Offer Terms & Conditions and the creditcardGenius Terms and Conditions.
No thanks, I want to apply WITHOUT the GeniusCash offer
There's more to life than just credit cards. You can also grab huge GeniusCash offers on these valuable money tools.
GC: $100 
Scotiabank Preferred Package
$100 GeniusCash + Get up to a $1,000* welcome bonus + Earn Scene+ points on all debit purchases.GC: $50 
Neo Savings Account
$50 GeniusCash + Earn 2.25% – 3% interest + No monthly fees
GC: $160 
BMO Performance Chequing Account
$160 GeniusCash + Up to $900 in cash + a Walmart+ membership for up to 12 months*. *T&Cs apply.
GC: $50 
Tangerine Chequing Account
$50 GeniusCash + Get unlimited free transactions for no monthly fee + Earn up to 0.1% interest.Footnotes
* Terms & conditions apply. The $100 GeniusCash offer is provided by creditcardGenius and is only valid online through creditcardGenius. This offer cannot be combined with any other offer and is subject to change without notice. To be eligible for this offer, applicants must be a new BMO Blue Rewards Business Mastercard Account Holder. BMO is not responsible or liable for any aspect of this offer. The BMO Blue Rewards Business Mastercard is issued by BMO and applications for this card are subject to approval by BMO. See the application disclosure statement when you select “Apply on BMO.com” for full rates and fees that apply to this card.
All trademarks, logos, and brand names are the property of their respective owners. All company, product, and service names used on this website are for identification purposes only. Use of these names, trademarks and brands does not imply endorsement.
Terms and Conditions
Terms and Conditions
These GeniusCash Promotion Terms and Conditions (the "GeniusCash Promotion Terms") govern this moneyGenius Inc. (formerly WeyMedia Inc.) ("moneyGenius", "We", "Us", or "Our") GeniusCash promotional offer (the GeniusCash and the promotional offer via which it is offered, collectively, the "Promotion"). The Promotion is available to you ("You", "Your" or the "Participant") only through moneyGenius.ca, creditcardGenius.ca, or the GeniusCash mobile app (collectively, the "Platform"), and is only valid online through these platforms. The moneyGenius Privacy Policy and Terms of Service appearing on the Platform form part of these GeniusCash Promotion Terms and are incorporated by reference herein, and You hereby agree to be bound by the same. Bank of Montreal ("BMO") is the provider (the "Provider") of the BMO Blue Rewards Business Mastercard account (the "Product" or "BMO Blue Rewards Business Mastercard"), and shall not be responsible or liable for any aspect of the Promotion. Any promotions, including the Promotion, which are offered through the Platform are not affiliated with the Provider in any manner whatsoever. The Provider is further held harmless for any information disclosed to the Platform. Without limiting the generality of the foregoing, the Provider is not liable to You in any manner whatsoever should You be declined for the Product.
You are deemed to accept these GeniusCash Promotion Terms upon Your participation in the Promotion from the moment You click upon the Application Link (defined below) and submit an application for the Product. In addition to the foregoing, You are deemed to accept these GeniusCash Promotion Terms whether or not You qualify for the Promotion.
The Promotion opens on November 01, 2026 at 12:00 PM AT and closes on December 31, 2026 at 11:59 AM AT (the "Offer Period").
To qualify for the Promotion, You must:
- Not currently have or have had at any time a BMO Blue Rewards Business Mastercard. The Promotion is open only to new applicants for the BMO Blue Rewards Business Mastercard who have not before held a BMO Blue Rewards Business Mastercard either in their name or jointly with another individual or entity. Other BMO terms and conditions may apply to qualify for the full welcome bonus.
- Click on the specified link on the Platform to apply for the Product (the "Application Link"). Applications must originate from the specified link on the Platform. Applications placed over the phone, through online chat, or any other method whatsoever will not be valid.
- Provide contact details to the Platform as requested, including Your full name and email address, which must exactly match the details used to apply for the Product. If any details are inconsistent or do not match, then the Promotion is invalid.
- Complete the application for the BMO Blue Rewards Business Mastercard found at the Application Link and receive confirmation from the Provider that the application for the Product has been approved.
Under no circumstance will moneyGenius be in any way responsible or liable for the approval of applications for the Product.
By clicking on the Application Link, You:
- Acknowledge and agree that in order to protect Your privacy and the privacy of Your information, the Platform will not share Your personal information with the Provider, nor will the Provider share Your personal information with the Platform unless a tracking failure occurs, and it becomes necessary to fulfill the Promotion, and determine Your eligibility for the GeniusCash.
- In the case of a tracking error, or other difficulty in determining Your eligibility for the Promotion, consent to Us using Your full name and email address to verify approved Product applications, and You authorize Us to receive account information from the Provider. We will not have access to any personal information beyond that which is required to fulfill the Promotion if You qualify.
- Acknowledge and agree that the GeniusCash Rewards Program terms in our Terms of Service, without limitation, apply to this Promotion.
Additional Terms
- Each Participant in this Promotion is only eligible to receive one GeniusCash payment in the amount of $100 for this Product for the duration of the Offer Period. The GeniusCash payment will only be fulfilled following confirmation of approval from the Provider to Us. Quantities are limited.
- Approvals for completed application(s) for the Product are subject to the Provider’s standard processing times and can take up to eight (8) weeks or longer. Applicants for the Product who are approved will be notified by the Provider. Notification that the Participant has successfully qualified for the Promotion will come from Us by email.
- Use of merchant names and/or logos (including those of the Provider and any third party besides the Platform and moneyGenius) is by permission of each respective merchant, and all trademarks remain the property of their respective owners.
- The Promotion is not valid in conjunction with any other promotions or offers which We or the Provider may offer from time to time.
- The Promotion is void where prohibited.
- For clarity, the Jurisdiction and Governing Law terms in our Terms of Service, without limitation, apply to this Promotion.
Limitation of Liability
Neither We nor the Provider are responsible for undeliverable mail or applications that cannot be processed due to technical failures of any kind, whether caused by Us, the Participant, or by any of the equipment or programming associated with the Promotion, or by any technical or human error which may limit a Participant's ability to participate in the Promotion.
The Promotion is non-transferable, and there is no payment alternative to GeniusCash. The Promotion is only open to Canadian residents who have attained the age of majority in their province/territory of residence.
FAQ
What are GeniusCash Offers?
GeniusCash Offers are exclusive offers that pay you real cash when you apply and are approved for a financial product or service through creditcardGenius, moneyGenius, or the GeniusCash app. Offers vary and are available for limited periods.
Can you earn real cash with GeniusCash?
Yes! Our GeniusCash Offers are real cash that we transfer straight to your bank account. Offers vary depending on the product or service, but you can earn up to $250 CAD when you apply and are approved through one of our platforms.
How do I qualify for a GeniusCash Offer?
To qualify for a GeniusCash Offer, you must 1) claim the offer through the moneyGenius, creditcardGenius, or GeniusCash app link, 2) be approved for the product or service that you applied for, and 3) meet any other criteria as outlined in the terms and conditions for that offer. Unfortunately, applications that don't originate on one of our platforms are not eligible for GeniusCash.
I applied for an offer. How can I claim my GeniusCash?
If you applied for an offer AND were approved, you will receive your GeniusCash by PayPal or e-Transfer as per the preferences on your GeniusID account.
To be eligible for GeniusCash, you must have applied through moneyGenius, creditcardGenius, or the GeniusCash app.
Please allow up to 2 weeks for us to receive your approval confirmation from our GeniusCash partner. If you haven't received your GeniusCash and it's been 2 weeks since your application date, please create a ticket so that we can look into your case. You can create tickets from the website dashboard or app profile page.
When will I receive my GeniusCash?
We try to deliver GeniusCash payments within 2 weeks, but timelines may vary depending on the specific offer and when we receive confirmation of approval from our partners. If your application was approved and you haven't received your GeniusCash payment after 2 weeks, please create a ticket so that we can look into your case. You can create tickets from the website dashboard or app profile page.
How can I check the status of my GeniusCash?
If you want to check the status of your GeniusCash Offer on the website, log in and navigate to your dashboard. You'll find the GeniusCash Offers you've claimed listed under "Your Offers," along with the current status. In the app, go to your profile, then Cash, and tap the pending offer to see the status.
I haven't received my GeniusCash yet. What should I do?
If you were approved for the product or service you applied for and have not received your GeniusCash payment after 2 weeks, please submit a ticket: On the website:
- Log in to your dashboard
- You'll see a list of all GeniusCash Offers you've clicked on
- Click the GeniusCash Offer you'd like to open a ticket for and the timeline will appear
- Click "Open ticket", which will take you to the page to create your ticket
In the app:
- Tap your profile image to go to your profile
- Tap the Cash tab
- Tap an offer in the list
- Tap the "Submit a ticket" link
Where can I find my application number?
The application reference number can be found in the email you received from our partner after applying for the product. Sometimes, it's at the end of the subject line. It may be called the Application Number, Reference Number, Case ID, PCN Number, or Application Reference Number. You may also find it in your messages when you log in to your online banking.
If you're unable to locate this number, please contact the partner directly. For privacy reasons, we are unable to retrieve your application number ourselves.
Once you locate your application reference number, please send it to us via email or update your ticket directly.
How will I receive my GeniusCash?
You'll receive your GeniusCash payment via Interac e-Transfer or PayPal. You can select your preference by visiting your profile settings and confirming the email address for your preferred method of payment.
How can I reset my GeniusID password?
You can reset your GeniusID password from your profile in the app or online. If you're trying to log in and can't remember your password, select "Forgot password" and we'll send you an email that walks you through the password reset process.
What is my GeniusID?
Your GeniusID is what you use to log into moneyGenius.ca, creditcardGenius.ca, and the GeniusCash app. No matter which platform you initially used to create your GeniusID account, you'll use the same credentials to log into all three platforms.
Where can I find my e-Transfer password?
You can find the e-Transfer password to accept your GeniusCash payment in the payment preferences section of your moneyGenius, creditcardGenius, or GeniusCash app profile. Make sure you're logged in with the same GeniusID that you used to claim the offer.
If you're having difficulty depositing your GeniusCash payment using a web browser, please try using your mobile banking app.
If you want to bypass the security password requirement for future e-Transfers, you can enable auto deposit for e-Transfers in your bank account settings.
Am I eligible for GeniusCash if I apply directly through a financial institution?
No. To be eligible for a GeniusCash offer, you must apply through the creditcardGenius, moneyGenius, or GeniusCash app offer link. Once you apply for the GeniusCash offer, you'll be redirected to the issuer or provider's website to finalize your product or service application.
What is the GeniusCash app?
GeniusCash is a cash back rewards app that sends real cash straight to your bank account. It also helps you unlock Max credit card rewards, equip the best financial products, score big cash Offers, and earn extra bonus cash back on your everyday purchases – all while leveling up your money knowledge.
Trusted by nearly 100,000 Canadians already, the GeniusCash program has paid out $4M+ in real cash to people just like you. This is all backed by over 1,500 positive Trustpilot reviews with an average rating of 4.2 left by happy people who have banked real cash with GeniusCash.
Why should I download the GeniusCash app?
Our mission is to make money easy and fun for all Canadians. In the last 10 years, we've helped 7M+ Canadians do just that. The GeniusCash app is the evolution of our core mission – an industry-leading financial tool that helps Canadians make financial choices with confidence and clarity.
Why should you consider downloading the app? GeniusCash…
- Analyzes the breakdown of your entered spending categories and recommends ways to max your existing credit card rewards
- Rewards you with bonus extra cash back on your everyday spending
- Gives you access to exclusive deals, promotions, and opportunities to bank real cash
- Provides endless ways to level up your money knowledge and get rewarded for it
Is there a GeniusCash referral program?
Yes! When you refer someone new to the GeniusCash app and they create an account, you'll earn a Boost, which is a 20-50% bonus on eligible GeniusCash Offers. When you claim an eligible GeniusCash offer, your Boost cranks up the payout. A $100 offer with a 50% Boost? That's $150 in your pocket. You choose when to use your Boost. Save it for a big offer or use it right away. It's yours.
And that's not all. Every friend you refer to the GeniusCash app gets a fast track to their first $10 payout. We'll walk them through setting up their account, getting Max running, showing them how to earn their first $10, and cashing out via Interac e-Transfer or PayPal.
Your friend gets paid. You get a Boost. Everybody wins 🚀
To refer someone, log in to the GeniusCash app and navigate to the Refer tab. Here, you'll find your unique referral code, which you can copy to send to your friends and family. Click "More Options" to see several referral link styles and messages that you can quickly copy, paste, and share with your friends.
What are Genius Ratings?
Each product we evaluate is compared to similar products available in the Canadian market. We start by analyzing the product's key features, such as fees, perks, and more, assigning a score out of 5 stars to each attribute. These individual scores are then averaged to generate the final Genius Rating.
