Your rewards
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With SCU Cash Back Mastercard, here's how you earn rewards:
- 1 point per $1 spent on groceries , gas , transit , select recurring bills , and streaming services
- 0.5 points per $1 spent on all other purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For SCU Cash Back Mastercard in particular, if you spend $3,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Statement credits | $257 | |
| Direct deposit | $257 | |
| Travel | $257 | |
| Gift Cards | $213 |
Calculating your annual rewards
$36,000 annual spending x 0.71% return on spending = $257 annual rewards
$257 annual rewards − $0.00 annual fee = $257 net annual rewards
Top related credit cards
Compare similar cards side-by-side.
1x Award Winner
Details and eligibility
- Estimated Credit Score
- 760 - 900
- Personal Income
- N/A
- Household Income
- N/A
- Annual Fee
- $0.00
- Extra Card Fee
- $0
- Card type
- Credit
- Purchase
- 20.99%
- Cash Advance
- 22.99%
- Balance Transfer
- 22.99%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
- Mobile Device
- $1,000
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
SCU Cash Back Mastercard's 3.3 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
Key benefits
What are your thoughts?
Thank you for your review!
Hang tight while we verify and approve it.
If you want to see your review right away...
Create an account:
