Pros & cons
Pros
- Up to 10,000 bonus points.
- Up to 2 points per $1 spent on purchases.
- 4 ways to redeem points for high value.
- Save up to 10 cents per litre on fuel at Shell.
- No annual fee.
Cons
- Limited insurance coverage.
Your rewards
Getting your welcome bonus
Based on $3,000 in monthly spending, you can get up to 10,000 points which translates to an estimated $100.◊
For all welcome bonus details click here.
Welcome bonus offer ends Jul 1, 2026.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Scotiabank Scene+ Visa Card for Students, here's how you earn rewards:
- 2 points per $1 spent at Sobeys, Safeway, Home Hardware, and Cineplex
- 1 point per $1 spent on all other purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For Scotiabank Scene+ Visa Card for Students in particular, if you spend $3,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Cineplex theatres | $378 | |
| Recipe Unlimited Restaurants | $378 | |
| Any travel from Expedia Scene+ | $378 | |
| Sobeys stores | $378 | |
| Any travel (Scene+ credit and debit cardholders only) | $378 | |
| Home Hardware | $378 | |
| Statement credits | $302 | |
| Apple & Best Buy Merchandise | $291 | |
| Gift Cards | $280 |
| Redemption Option | Point Value | Total Value |
|---|---|---|
| Cineplex theatres | 1 cent | $100 |
| Recipe Unlimited Restaurants | 1 cent | $100 |
| Any travel from Expedia Scene+ | 1 cent | $100 |
| Sobeys stores | 1 cent | $100 |
| Any travel (Scene+ credit and debit cardholders only) | 1 cent | $100 |
| Home Hardware | 1 cent | $100 |
| Statement credits | 0.8 cents | $80 |
| Apple & Best Buy Merchandise | 0.77 cents | $77 |
| Gift Cards | 0.74 cents | $74 |
Calculating your annual rewards
$36,000 annual spending x 1.05% return on spending = $378 annual rewards
$378 annual rewards − $0.00 annual fee = $378 net annual rewards
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2x Award Winner
Details and eligibility
- Estimated Credit Score
- 300 - 559
- Personal Income
- N/A
- Household Income
- N/A
- Annual Fee
- $0.00
- Extra Card Fee
- $0
- Card type
- Credit
- Purchase
- 21.99%
- Cash Advance
- 22.99%
- Balance Transfer
- 22.99%
Genius Rating
Scotiabank Scene+ Visa Card for Students's 3.4 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
Key benefits
User reviews
Reviewed by 2 Canadians
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Good for students or as a first card, but if you have any job at all keep it just for extra credit limit and get a better card for usage
This was my first credit card and I'm in the process of replacing it. The no fees and application process are fine, however I have no use for the rewards. As a vegetarian and a non-drinker, the pubs/restaurants are not for me; and I never go to the movies, even before the pandemic. Scotiabank customer service is fine, but dealing with SCENE has been a nightmare. I was frozen out of my account for 2 months while continually receiving email notifications about unauthorized/suspicious activity on my SCENE account. I kept reaching out to support to figure out the problem or reset my password and never got a reply, while the site's account recovery options kept forwarding me to dead links. I was so frustrated with SCENE that I went to the parent company Cineplex and had them unfreeze the account. I wish Scotiabank offered more useful rewards for students like cash back on groceries, rather than entertainment and travel rewards.
