With the ability to earn 3% on purchases in U.S. dollars, this no fee cash back card is perfect for cross-border shopping, or business expenses made in U.S. dollars.

Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
If we find your match, we’ll give you up to $25 when you refer your friends.*

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Our Review

The Rogers Platinum Mastercard has been gaining some hype due to its most sought-after feature, notably 3% cash back on purchases made in U.S dollars.

This offsets the 2.5% foreign exchange fees that come along with your purchases made in USD, giving you a net return of 0.5% instead of 3%.

You'll also earn 1% cash back on all your other purchases. Once you have at least $20 in rewards accumulated, you can redeem your cash back at any time.

While all this is great, you'll get an underwhelming sign-up bonus of $25 after the first purchase, no perks, and no travel or purchase insurance at all.

Want to pick your own earning categories? The will let you earn 2% on two categories of your choice – three if you have a Tangerine bank account – and 0.5% cash back on everything else.

Pro tip: It makes for a great pairing with the Rogers Platinum Mastercard. Use the Tangerine Mastercard on your chosen categories and the Rogers card for everything else.

As an alternative, a card that can give you even more relief from foreign exchange fees is the . This card will waive the foreign exchange fees completely on all currencies. Plus, it comes with car rental insurance, purchase protection, and complimentary roadside assistance, which the Rogers card does not.

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