Pros & cons
Pros
- 85,000 bonus Aeroplan points.
- Up to 2 points per $1 spent on purchases.
- Free checked bags on Air Canada.
- Preferred Pricing on Aeroplan flight rewards.
- Unlimited Maple Leaf lounge access.
Cons
- High income requirements of either $150,000 personal or $200,000 household.
- High annual fee of $599.
- Only high value rewards are redeeming for Air Canada flights.
Your rewards
Getting your welcome bonus
Based on $2,000 in monthly spending, you can get up to 20,000 points which translates to an estimated $400.◊
For all welcome bonus details click here.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With CIBC Aeroplan Visa Infinite Privilege Card, here's how you earn rewards:
- 2 points per $1 spent on Air Canada
- 1.5 points per $1 spent on gas , EV charging , groceries , dining , and travel
- 1.25 points per $1 spent on all other purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For CIBC Aeroplan Visa Infinite Privilege Card in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Flights | $666 | |
| Air Canada Gift Cards | $333 | |
| Car rentals | $300 | |
| Vacation packages | $276 | |
| Hotels | $273 | |
| Merchandise | $246 | |
| Gift Cards | $236 |
| Redemption Option | Point Value | Total Value |
|---|---|---|
| Flights | 2 cents | $20 |
| Air Canada Gift Cards | 1 cent | $10 |
| Car rentals | 0.9 cents | $9 |
| Vacation packages | 0.83 cents | $8 |
| Hotels | 0.82 cents | $8 |
| Merchandise | 0.74 cents | $7 |
| Gift Cards | 0.71 cents | $7 |
Calculating your annual rewards
$24,000 annual spending x 2.78% return on spending = $666 annual rewards
$666 annual rewards − $599.00 annual fee = $67 net annual rewards
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1x Award Winner
Details and eligibility
- Estimated Credit Score
- 760 - 900
- Personal Income
- $150,000
- Household Income
- $200,000
- Annual Fee
- $599.00
- Extra Card Fee
- $149
- Card type
- Credit
- Purchase
- 21.99%
- Cash Advance Δ
- 22.99%
- Balance Transfer Δ
- 22.99%
Insurance coverage
- Extended Warranty
- 2 years
- Purchase Protection
- 180 days
- Mobile Device
- $1,500
- Travel Accident
- $500,000
- Emergency Medical Term
- 31 days
- Emergency Medical over 65
- 10 days
- Trip Cancellation
- $2,500
- Trip Interruption
- $5,000
- Flight Delay
- $1,000
- Baggage Delay
- $1,000
- Lost or Stolen Baggage
- $1,000
- Hotel Burglary
- $2,500
- Rental Car Theft & Damage
- Yes
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
CIBC Aeroplan Visa Infinite Privilege Card's 3.9 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
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GC: $100
Key benefits
User reviews
Reviewed by 12 Canadians
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Very Good Card, and also for Aeroplan points!!! You will the options to redeem your points to Cash or use your points to Shop online, Very easy to use but pricey
We've been using it for less than a year now. Really great card.
i have been using this card for about 3 years now and i really enjoy it. It is sad to see it go in 2021. CIBC has just launched a new Privilege card called Aventura Infinite Privilege in November. Do not know if this new one is as good as the Aeroplan Infinite Privilege though.
It's pretty good value
Fairmont Hotel President Club upgrades are no longer included with this card
FYI
