Pros & cons

Your rewards

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Affinity Mastercard, here's how you earn rewards:

• 2 points per $1 for the first $750 in monthly spend
• 4 points per $1 for the next $750 - $1,500
• 6 points per $1 for all spending $1,500 and up
• 8 points per $1 spent on 20% of your highest spend category in each month

For all reward details click here.

How much your rewards are worth

The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For Affinity Mastercard in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:

Calculating your annual rewards

$24,000 annual spending x 0.38% return on spending = $90 annual rewards

$90 annual rewards − $0.00 annual fee = $90 net annual rewards

Details and eligibility

Insurance coverage

Extended Warranty

1 year

Purchase Protection

90 days

Mobile Device

$500

Travel Accident

$100,000

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

Affinity Mastercard's 4.1 Genius Rating is based on the weighted average of the following scores:

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Key benefits