Best Rogers Credit Cards in Canada for 2026
Rogers keeps its credit card lineup small, but mighty. The best Rogers credit card is the Rogers Red World Elite® Mastercard®, having a slight edge over the Rogers Red Mastercard® thanks to its sweet World Elite perks.
If you’re a Fido, Rogers, or Shaw customer, a credit card from Rogers Bank can be very valuable. Not only do these credit cards not charge any annual fees, but users can earn up to 2% cash back on purchases, bonus cash back, and free roaming days.
This article reviews both Rogers credit cards, discusses their pros and cons, points out how Rogers makes it easier for newcomers to qualify for credit, and more.
Key Takeaways
- The best Rogers credit card is the Rogers Red World Elite Mastercard.
- Existing Fido, Rogers, Shaw, and Comwave customers get up to 3% cash back on purchases made in USD, 2% cash back on purchases in CAD, plus a 1.5x bonus when redeeming cash back for other company services.
- Rogers offers special services for newcomers to Canada, making it a bit easier to establish and build credit.
Best Rogers credit cards
| Card name | Annual fee | Income requirements | Rewards | Welcome bonus | Learn more |
|---|---|---|---|---|---|
| Rogers Red World Elite Mastercard | $0 | * $80,000 personal * $150,000 household | * Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Comwave, or Shaw * Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases * Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars | None | Learn more |
| Rogers Red Mastercard | $0 | * None | * Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Comwave, or Shaw * Earn 1% unlimited cash back on eligible non-U.S. dollar purchases * Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars | None | Learn more |
The best overall Rogers credit card: Rogers Red World Elite® Mastercard®
Rewards:
- Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Comwave, or Shaw
- Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases
- Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars
The best Rogers credit card is easily the Rogers Red World Elite Mastercard. Few cash back credit cards collect more than 1% across every purchase category, and even fewer offer World Elite Mastercard perks for free – but this one offers this and more. These perks include access to exclusive events, overseas cash back rewards, and a complimentary DragonPass membership, which lets you access 1,400+ airport lounges for $32 USD per visit.
Cardholders can redeem their cash back at any time, which isn't an especially common feature. Add in the lack of an annual fee, and this card offers excellent value and impressive convenience.
Pros:
- 6 types of insurance
- World Elite Mastercard perks
- Bonus cash back for Rogers, Fido, Comwave, and Shaw customers
- 5 free Roam Like Home days
- Redeem cash back on demand
Cons:
- 2.5% foreign transaction fee
- High income requirements
- Less travel insurance than other premium credit cards
Rogers' runner-up credit card: Rogers Red Mastercard®
Rewards:
- Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Comwave, or Shaw
- Earn 1% unlimited cash back on eligible non-U.S. dollar purchases
- Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars
The Rogers Red Mastercard offers slightly lower rewards than our first choice, but there are no income requirements and no annual fee either. Rogers, Fido, Comwave, and Shaw clients earn extra cash back, plus even more when said cash back is redeemed as statement credits for their respective services.
Cardholders also get 5 Roam Like Home days each year at no cost. This means you can use your phone in up to 185 different countries around the world and not pay a cent in roaming fees.
Pros:
- Bonus cash back for Rogers, Fido, Comwave, and Shaw customers
- No annual fee
- No income requirements
- 5 free Roam Like Home days
- Redeem cash back on demand
Cons:
- Medicore rewards for non-Rogers customers
- No insurance
Who should consider a Rogers credit card?
With cash back credit cards, Rogers could be a good choice for almost anyone – but some people might benefit more than others:
- Rogers, Fido, Shaw, or Comwave customers: If you have an eligible service with Rogers, Fido, or Shaw, you can earn 2% unlimited cash back on all eligible purchases.
- U.S. shoppers: The Rogers Red World Elite Mastercard earns you 3% cash back on USD purchases, making it a rewarding option for frequent cross-border and/or online shoppers.
- Frequent travellers: Both cards include 5 Roam like Home days per year, which allows you to travel abroad with your mobile plan for no extra cost in up to 185 international destinations.
- Budget-conscious consumers: Rogers credit cards have no annual fees or annual spending requirments, which makes them ideal if you want to minimize additional costs while maximizing your rewards.
How to apply for a Rogers credit card
Applying for a Rogers credit card requires mostly the same steps as applying for any other credit card.
First, check your eligibility for the Rogers card you want. Both cards require you to be of the age of majority in your province.
Although there aren’t income requirements for the basic Mastercard, the World Elite asks for $80,000 in personal or $150,000 household annual income. On your credit card application, you’ll need to list your income and your profession.
After you’ve filled out the rest of the application with your personal details, Rogers will do a credit check to find out your credit score. You’ll need a score of at least 760 either of these cards.
How to make the most out of your Rogers credit card
Rogers credit cards are fairly straightforward, but there are a few strategies you can use to ensure you're maximizing their value:
- Link your Rogers, Fido, Shaw, or Comwave account: To earn 2% unlimited cash back on all eligible purchases, ensure your Rogers credit card is linked to your Rogers, Fido, Shaw, or Comwave postpaid account. If you don’t, your earn rate drops to 1% or 1.5% on non-U.S. dollar purchases, and you miss out on other perks, like the Roam From Home days.
- Earn cash back for Rogers services: When you redeem points for Rogers, Fido, Shaw, or Comwave purchases, you’ll get 1.5x cash back.
- Use Roam Like Home benefits: Enjoy 5 free roaming days every year when you travel outside Canada – an $80 annual savings.
- Monitor your rewards with the Rogers banking app: Set up app alerts so you don’t miss bonus opportunities. You can also use the app to manage your account and redeem rewards.
Rogers services for newcomers
Rogers realizes it can be hard to start life in Canada without a solid credit score. That’s why Rogers recognizes credit history from the following countries.
If you’ve moved within the past 2 years, here's a list of the types of documentation you can show, based on your previous country of residence:
- Australia: Driver’s license, passport, Medicare card, immigration card
- Colombia: Colombian phone number, credit email address, citizenship card, immigration card
- India: Permanent account number, Aadhaar, passport, voter ID number
- Kenya: National ID number
- Mexico: Mexican address, Mexican credit card
- Nigeria: Bank verification number
- Philippines: Passport
- South Africa: Passport, South Africa ID
- South Korea: Resident Registration Number, Korean credit card, Korean phone number
- Spain: Passport
- Switzerland: Passport
- United Kingdom: UK address
- Ukraine: Passport, tax identification number, identity card
- United States of America: USA address
By bringing your credit score with you, it’s easier to qualify for a credit card. Rogers also grants a credit limit of up to $20,000 to help you get started.
And, if you stop into a Rogers retail location, you can speak to someone in your native language since Rogers launched the "We Speak Your Language Program."
FAQ
Does Rogers offer good credit cards?
Yes, Rogers Bank offers a pair of Mastercard credit cards with a maximum of 2% unlimited cash back for existing Fido, Rogers, Shaw, and Comwave customers. The World Elite card offers 3% back on USD purchases and 6 types of insurance, while the more basic card offers up to 2% cash back for on USD purchases but doesn't include insurance.
Is it hard to get a Rogers credit card?
No, it's not particularly difficult to get a Rogers card. The regular Rogers Red Mastercard has no annual fee or income requirements, but the Rogers Red World Elite Mastercard has fairly high income requirements, typical of a World Elite card. Applicants must have at least $80,000 in annual personal income or $150,000 in annual household income.
Can you get a Rogers credit card if you aren’t a Rogers customer?
Yes, anyone can get a Rogers credit card without having an existing Rogers account. However, those without other Rogers services will have lower cash back rates. The Rogers Red World Elite Mastercard rates are capped at 1.5%, and the Rogers Red Mastercard is capped at 1%.
What are the benefits of a Rogers credit card?
For existing Fido, Rogers, Shaw, and Comwave customers, Rogers credit cards offer unlimited 2% cash back on all non-USD purchases and 5 Roam Like Home Days. There's also a 1.5x bonus when you redeem your cash back to pay for your Fido, Rogers, Shaw, and Comwave services.
