PC Optimum Points Calculator
Calculate the value of your PC Optimum points
Use the creditcardGenius PC Optimum Calculator to get the most out of your rewards. Find out how much your points are worth and choose the best redemption option.
| Redemption Option | Point Value | Total Value |
|---|---|---|
| Car Washes | 0.15 cents | $15 |
| Loblaws stores | 0.1 cents | $10 |
| Fuel at Esso | 0.1 cents | $10 |
| Statement Credits | 0.07 cents | $7 |
Best ways to redeem your PC Optimum points
Unlike straight-up store loyalty programs that only earn in-store discounts, PC Optimum allows you to redeem your PC points for discounts, car washes, and fuel discounts.
You might be surprised to learn that your best redemption option is actually car washes at Esso stations. But if you're earning points more often than you're looking to wash your car, you still get solid value redeeming 10,000 points for $10 in groceries or fuel.
Learn more about PC Optimum
Loblaw Companies manages the PC Optimum Rewards program, which allows you to earn PC points at Loblaw-banner stores like Loblaws, Shoppers Drugmart, Joe Fresh, Atlantic Superstore, and more. Download the PC Optimum app to access personalized offers.
You'll also earn points for fuel purchases at Esso and Mobil. You'll find fuel-related bonuses in the app as well.
The best PC Optimum credit cards
In addition to earning points for purchases, you can earn them for opening a PC Money Account or when using a PC Financial credit card. PC Financial offers a selection of Mastercards, with varying requirements and earn rates.
The best of these is the PC World Elite Mastercard. Although it has steep income requirements, there's no annual fee, making it a rare no-fee World Elite Mastercard. In addition to World Elite Benefits and 4 types of insurance, you'll earn:
- 45 points per $1 spent at Shoppers Drug Mart
- 30 points per $1 spent at Esso and Mobil stations in Canada
- 30 points per $1 spent at Loblaw banner grocery stores
- 10 points per $1 spent on all other purchases
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