Team Genius
Written by Team Genius 
updated on Jan 5, 2026
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Accuracy is important to us so this article has gone through a thorough 3-stage review process and fact-checked by our team.
Rewards Points Calculator
Enter your rewards balance to calculate how much your points are worth. Review your redemption options and recommendations to get the most value.
Our recommendations:
Use your points for Any Travel to get the most value.
$100
Avoid using points for Statement Credit/Direct Deposit (Platinum Plus) as this gives you the lowest value.
$50
Using your points for Any Travel instead of Statement Credit/Direct Deposit (Platinum Plus) will save you $50.
Point Values
Redemption OptionPoint ValueTotal Value
Any travel1 cent$100
e-Gift Cards0.99 cents$99
Gift Cards0.92 cents$92
Merchandise0.86 cents$86
Statement Credit/Direct Deposit (World Elite)0.83 cents$83
Statement Credit/Direct Deposit (Platinum Plus)0.5 cents$50
Redemption Options
Any travel
Redeem for travel through MBNA Rewards
$100
e-Gift Cards
Variety of electronic gift cards
$99
Gift Cards
Variety of gift cards
$92
Merchandise
Assortment of merchandise
$86
Statement Credit/Direct Deposit (World Elite)
Statement credit or direct deposit to a chequing account
$83
Statement Credit/Direct Deposit (Platinum Plus)
Statement credit or direct deposit to a chequing account
$50