1st Choice Savings No Fee Cash Back Visa* Business Card

1st Choice Savings No Fee Cash Back Visa* Business Card

The 1st Choice Savings No Fee Cash Back Visa Business Card is a no annual fee credit card that earns rewards on all your business purchases.

$0.00
Annual fee
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$0
Welcome bonus
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$180
Annual rewards
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Monthly Spending:
$

Pros & cons

Pros

  • No annual fee.
  • Use points for a vareity of items.

Cons

  • Only earns 1 point per $2 spent on purchases.

Your rewards

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With 1st Choice Savings No Fee Cash Back Visa Business Card, here's how you earn rewards:

  • 1 point per $2 spent on all purchases

For all reward details click here.

How much your rewards are worth

The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For 1st Choice Savings No Fee Cash Back Visa Business Card in particular, if you spend $3,000 per month, here's our estimated annual rewards earned depending on which reward you choose:

Statement credits $180
Direct deposit $180
Travel $180
Gift Cards $149

Calculating your annual rewards

$36,000 annual spending x 0.50% return on spending = $180 annual rewards

$180 annual rewards $0.00 annual fee = $180 net annual rewards

Details and eligibility

Estimated Credit Score
560 - 659
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
Annual Fee
$0.00
Extra Card Fee
$0
Card type
Credit
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Balance Transfer
0.00%
Transfer Term
9 months

Insurance coverage

Extended Warranty
1 year
Purchase Protection
90 days

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

1st Choice Savings No Fee Cash Back Visa Business Card's 3.7 Genius Rating is based on the weighted average of the following scores:

Rewards
1.1
Fees
4.3
Insurance
0.6
Interest
2.7
Perks
1.1
Approval
4.2
Acceptance
4.1

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Key benefits

  • Earn 1 point for every $2 spent on purchases.
  • Use your points to pay your statement balance, travel, merchandise, or gift cards.
  • Get an introductory balance transfer offer of 0% for the first 9 months, with a 3% transfer fee.
  • Book a 7 day rental car with Hertz and get an 8th day free.
  • No annual fee.

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Rating Methodology

The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
Data point breakdown