Team Genius
Written by Team Genius 
updated on Jan 5, 2026
Fact Checked
Fact Checked
Accuracy is important to us so this article has gone through a thorough 3-stage review process and fact-checked by our team.
Rewards Points Calculator
Enter your rewards balance to calculate how much your points are worth. Review your redemption options and recommendations to get the most value.
Our recommendations:
Use your points for Travel, and Investments to get the most value.
$67
Avoid using points for Merchandise as this gives you the lowest value.
$54
Using your points for Travel, and Investments instead of Merchandise will save you $13.
Point Values
Redemption OptionPoint ValueTotal Value
Travel0.67 cents$67
Investments0.67 cents$67
Experiences0.65 cents$65
Gift Cards0.56 cents$56
Merchandise0.54 cents$54
Redemption Options
Travel
Redeem points for travel from any provider
$67
Investments
Turn points into deposits for select BMO investment accounts
$67
Experiences
Experiences from various providers
$65
Gift Cards
Assortment on gift cards from many retailers
$56
Merchandise
Wide assortment of merchandise
$54

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The creditcardGenius team of writers is dedicated to bringing factual, helpful, and thorough information to Canadian consumers. Each piece of content goes through a 3-step review process because quality is important to us.

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Rating Methodology

The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
Data point breakdown