Team Genius
Written by Team Genius 
updated on Jul 17, 2026
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Calculate the value of your American Express Membership Rewards

Use the creditcardGenius American Express Membership Rewards Calculator to get the most out of your rewards. Find out how much your points are worth and choose the best redemption option.

Rewards Points Calculator
Enter your rewards balance to calculate how much your points are worth. Review your redemption options and recommendations to get the most value.
Our recommendations:
Use your points for Fixed Points Travel Program to get the most value.
$175
Avoid using points for Merchandise as this gives you the lowest value.
$68
Using your points for Fixed Points Travel Program instead of Merchandise will save you $107.
Point Values
Redemption OptionPoint ValueTotal Value
Fixed Points Travel Program1.75 cents$175
Transfer points to Aeroplan1.6 cents$160
Transfer points to Marriott Bonvoy1.32 cents$132
Any travel1 cent$100
Statement credits1 cent$100
Charity donations1 cent$100
Gift Cards0.77 cents$77
Shopping at Amazon.ca0.7 cents$70
Merchandise0.68 cents$68
Redemption Options
Fixed Points Travel Program
Amex's fixed points chart for flights with any airline
$175
Transfer points to Aeroplan
Transfer points at a 1:1 ratio
$160
Transfer points to Marriott Bonvoy
Transfer points at a 5:6 ratio
$132
Any travel
Use points to pay for travel from any travel provider
$100
Statement credits
Pay for any purchase with points
$100
Charity donations
Gift your points to a few charities
$100
Gift Cards
Wide assortment of gift cards
$77
Shopping at Amazon.ca
Redeem points at checkout when shopping at Amazon
$70
Merchandise
Get a wide variety of merchandise
$68
Transfer Options
Air Canada
Transfer points to Aeroplan
10,000
points
British Airways
Transfer points to Avios
10,000
avios
Marriott
Transfer points to Marriott Bonvoy
12,000
points
Hilton
Transfer points to Hilton Honors
10,000
points
Delta
Transfer points to SkyMiles
7,500
miles
Air France/KLM
Transfer points to Flying Blue
10,000
points
Cathay Pacific
Transfer points to Asia Miles
7,500
miles

Best ways to redeem your American Express Membership Rewards

If you love flexibility when it comes to cashing in rewards, you'll be pleased to see so many redemption options for your Amex Membership Rewards. To get the most value from your points, check out the Fixed Points Travel Program and avoid low-value options like merchandise and shopping at Amazon.ca.

Learn more about American Express Membership

American Express is well known for its impressive rewards, and its Membership Rewards program gives you full control of redemption options. Your points never expire as long as you keep your account in good standing, so it's easy to save up for a big trip or experience.

The best American Express credit cards

The only way to earn Amex points is by using an American Express credit card, the best of which is the American Express Cobalt Card.

With this card, you'll earn:

  • 5 points per $1 spent on eligible groceries and restaurants (up to $2,500 spent per month)
  • 3 points per $1 spent on eligible streaming services
  • 2 points per $1 spent on eligible gas, transit, and ride share purchases
  • 1 point per $1 spent on foreign currency purchases
  • 1 point per $1 spent on all other purchases

Editorial Disclaimer: The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 251 Canadian credit cards.