Team Genius
Written by Team Genius 
updated on Jan 9, 2026
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Calculate the value of your American Express Membership Rewards

Use the creditcardGenius American Express Membership Rewards Calculator to get the most out of your rewards. Find out how much your points are worth and choose the best redemption option.

Rewards Points Calculator
Enter your rewards balance to calculate how much your points are worth. Review your redemption options and recommendations to get the most value.
Our recommendations:
Use your points for Transfer Points To Aeroplan to get the most value.
$20
Avoid using points for Merchandise as this gives you the lowest value.
$7
Using your points for Transfer Points To Aeroplan instead of Merchandise will save you $13.
Point Values
Redemption OptionPoint ValueTotal Value
Transfer points to Aeroplan2 cents$20
Fixed Points Travel Program1.75 cents$18
Transfer points to Marriott Bonvoy1.16 cents$12
Any travel1 cent$10
Statement credits1 cent$10
Charity donations1 cent$10
Gift Cards0.77 cents$8
Shopping at Amazon.ca0.7 cents$7
Merchandise0.68 cents$7
Redemption Options
Transfer points to Aeroplan
Transfer points at a 1:1 ratio
$20
Fixed Points Travel Program
Amex's fixed points chart for flights with any airline
$18
Transfer points to Marriott Bonvoy
Transfer points at a 5:6 ratio
$12
Any travel
Use points to pay for travel from any travel provider
$10
Statement credits
Pay for any purchase with points
$10
Charity donations
Gift your potins to a few charitites
$10
Gift Cards
Wide assortment of gift cards
$8
Shopping at Amazon.ca
Redeem points at checkout when shopping at Amazon
$7
Merchandise
Get a wide variety of merchandise
$7
Transfer Options
Air Canada
Transfer points to Aeroplan
1,000
points
British Airways
Transfer points to Avios
1,000
avios
Marriott
Transfer points to Marriott Bonvoy
1,200
points
Hilton
Transfer points to Hilton Honors
1,000
points
Delta
Transfer points to SkyMiles
750
miles
Etihad
Transfer points to Etihad Guest
750
miles
Air France/KLM
Transfer points to Flying Blue
750
points
Cathay Pacific
Transfer points to Asia Miles
750
miles

Best ways to redeem your American Express Membership Rewards

If you love flexibility when it comes to cashing in rewards, you’ll be pleased to see so many redemption options. To get the most value from your points, plan on transferring your points to Aeroplan and avoid low-value options like merchandise and shopping at Amazon.ca.

Learn more about American Express Membership

American Express is well known for its impressive rewards, and its Membership Rewards program gives you full control of redemption options. Your points never expire as long as you keep your account in good standing, so it’s easy to save up for a big trip or experience.

The best American Express credit cards

The only way to earn Amex points is by using an American Express credit card, the best of which is the American Express Cobalt® Card.

With this card, you’ll earn:

  • 5 points per $1 spent on eligible groceries and restaurants (up to $2,500 spent per month)
  • 3 points per $1 spent on eligible streaming services
  • 2 points per $1 spent on eligible gas, transit, and ride share purchases
  • 1 point per $1 spent on foreign currency purchases
  • 1 point per $1 spent on all other purchases