Pros & cons
Pros
- Earn 1 point per $1 spent on travel purchases.
- Earn up to 10,000 Aventura points
- Free SPC membership.
- Save up to 7 cents per litre at Journie Rewards gas stations..
- No annual fee.
Cons
- Limited insurance included.
- Low base earn rate of 1 point per $2 spent.
Your rewards
Getting your welcome bonus
Based on $2,000 in monthly spending, you can get up to 10,000 points which translates to an estimated $229.◊
For all welcome bonus details click here.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With CIBC Aventura Visa Card for Students (QC), here's how you earn rewards:
- 1 point per $1 spent on travel purchased through the CIBC Rewards Centre
- 1 point per $1 spent on eligible gas , groceries , EV charging , and drugstores , up to $6,000 spent annually
- 1 point per $2 spent on all other purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For CIBC Aventura Visa Card for Students (QC) in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Airline Rewards Chart | $378 | |
| Travel through CIBC rewards | $165 | |
| Charity donations | $165 | |
| CIBC Financial Products | $137 | |
| Gift Cards | $117 | |
| Merchandise | $117 | |
| Pay with points | $104 |
| Redemption Option | Point Value | Total Value |
|---|---|---|
| Airline Rewards Chart | 2.29 cents | $23 |
| Travel through CIBC rewards | 1 cent | $10 |
| Charity donations | 1 cent | $10 |
| CIBC Financial Products | 0.83 cents | $8 |
| Gift Cards | 0.71 cents | $7 |
| Merchandise | 0.71 cents | $7 |
| Pay with points | 0.63 cents | $6 |
Calculating your annual rewards
$24,000 annual spending x 1.57% return on spending = $378 annual rewards
$378 annual rewards − $0.00 annual fee = $378 net annual rewards
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1x Award Winner
Details and eligibility
- Estimated Credit Score
- 300 - 559
- Personal Income
- N/A
- Household Income
- N/A
- Annual Fee
- $0.00
- Extra Card Fee
- $0
- Card type
- Credit
- Purchase
- 21.99%
- Cash Advance
- 21.99%
- Balance Transfer
- 21.99%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
- Travel Accident
- $100,000
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
CIBC Aventura Visa Card for Students (QC)'s 3.6 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
Key benefits
† Terms and Conditions Apply. Select Apply Now to learn more.
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