Annual Fee
Extra Card Fee
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • Earn 1 point for every $1 spent.
  • Earn up to 4,500 welcome bonus points.
  • Earn 3,500 points on each card anniversary.
  • Flexible rewards that let you redeem them for travel, financial products, merchandise, or donations.
  • Every time you use your card, a portion of Vancity enviro Visa card’s profits are given back to the community.
  • Includes 7 different types of insurance to cover your purchases and your trips.
  • A low interest rate of 11.25% on all purchases and cash advances.
  • Up to 4 complimentary secondary cards.
Extended Warranty 1 year
Purchase Protection 90 days
Price Protection Yes
Travel Accident $500,000
Baggage Delay $1,000
Lost or Stolen Baggage $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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