Annual Fee
$39
Extra Card Fee
$0
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • Pay in U.S. dollars, eliminating foreign currency fees.
  • 7 types of travel, purchase, and rental insurance included for no extra cost.
  • Enjoy discounts at Avis and Budget rental locations.
  • Add secondary users for free.
  • Low annual fee.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Trip Interruption $5,000
Baggage Delay $1,000
Lost or Stolen Baggage $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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