Annual Fee
$50
Extra Card Fee
$50
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • No online application available.
  • Enjoy discounts up to 25% on business purchases made under the Visa SavingsEdge Program.
  • Comes with 6 types of travel and purchase insurance – giving you peace of mind while you shop and travel.
  • Save with AVIS and Budget Rent A Car – 10% in Canada and the US, 5% internationally.
  • Low annual fee.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Baggage Delay $1,000
Lost or Stolen Baggage $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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