Pairs well with...

 
Annual Fee
$120
Extra Card Fee
$50
Card Type
Credit
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
$60,000
Household Income
$100,000
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Emergency Medical Term 21 days
Emergency Medical over 65 4 days
Trip Cancellation $1,500
Trip Interruption $5,000
Flight Delay $500
Baggage Delay $1,000
Lost or Stolen Baggage $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aimia Canada ® Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program.

The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.

¹ Must apply online by June 2, 2019. Welcome Bonus of 15,000 Aeroplan Miles (“Welcome Bonus Miles”) will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa® Infinite* Card Account (“Account”) only after the first Purchase is made on the Account. To receive the additional 15,000 Aeroplan Miles, you must make $1,000 in Purchases on your Account, including your first Purchase within 90 days of Account opening. If you have opened an Account in the last 6 months, you will not be eligible for these offers. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person. Rebate of the Annual Fee for the first year for the Primary Cardholder will occur when you have applied for an Account by June 2, 2019. Rebate will be applied within 2 monthly statements from the date of Account opening. The Annual Fee for any Authorized User Cards added to the Account continues to apply. Your Account must be in good standing at the time bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan Member account. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. These miles are not eligible for Aeroplan status.

+ The number of Aeroplan Miles required for the destination is accurate as of February 7, 2019 of communication and is subject to change at any time by Aeroplan Inc. According to Aeroplan's current reward chart, destinations reflect a roundtrip Fixed Mileage Flight Reward® in Economy Class departing from within Canada or the continental US (plus applicable fees and taxes). Fixed Mileage Flight Reward availability is capacity controlled and is subject to availability at time of booking as well as seasonality of demand. Aeroplan Flight Rewards are subject to taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners, rules and regulations are subject to change without notice. For full details on Aeroplan's current reward chart, please visit aeroplan.com

² Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.

³ All Air Canada benefits are fulfilled in whole or in part by Air Canada, or its designated affiliates or other third parties, and are subject to change at any time. The Toronto-Dominion Bank and its affiliates are not responsible for fulfilling these benefits. For more details about these benefits, please contact Air Canada directly. Air Canada Benefit Eligibility – Priority Travel Services: With the TD Aeroplan Visa Infinite Card, Air Canada benefits (the complimentary first checked bag, priority check-in and priority boarding) apply whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access these benefits, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) with miles from their Aeroplan account. To access these benefits, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. Where zonal boarding is available, the priority boarding status will be recognized by a Zone 2 descriptor for the Primary Cardholder and companions travelling on the same reservation checking-in at the same time, which will be displayed on the Air Canada issued boarding pass. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as the Primary Cardholder. To access priority check-in and priority boarding, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Card to the Air Canada agent. Please allow two weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag, up to 23kg (50 lb), applies whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) with miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite * Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.

Air Canada Benefit Eligibility – Air Canada Maple Leaf Lounge One-Time Guest Access Benefit: With the TD Aeroplan Visa Infinite * Card, the Primary Cardholder will receive one Air Canada Maple Leaf Lounge One-Time Guest Access Benefit once every calendar year (January 1- December 31). The Primary Cardholder may access an Air Canada Maple Leaf Lounge, where available, upon presentation of an active TD Aeroplan Visa Infinite Card with a valid, same-day boarding pass for travel using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. To access this benefit, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) with miles from their Aeroplan account. Each Air Canada Maple Leaf Lounge One-Time Guest Access Benefit applies for a single entry during the calendar year for which it was provided by the Primary Cardholder only and cannot be carried forward to the next calendar year or transferred to another person. Additional conditions may apply and are outlined on aircanada.com/tdbenefits . Air Canada Maple Leaf Lounge access is subject to availability and all other then-current terms and conditions located here that are subject to change at Air Canada’s sole discretion from time to time. Please allow two weeks from receiving your Card for these Air Canada benefits to be in effect.

The complimentary first checked bag, up to 23kg (50 lb), applies whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) with miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.

⁴ 1.5 Bonus Aeroplan Miles (“Bonus Rate") are earned on each $1.00 in Purchases of eligible gas, groceries, drugstore, and aircanada.com products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com) charged to your TD Aeroplan Visa Infinite Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries, drugstore and aircanada.com products and services must be made at merchants classified through the Visa network with a Merchant Category Code (“MCC”) that identifies them in the "gas", "grocery" or "drugstore" category and on aircanada.com. Some merchants may sell gas, groceries or drugstore products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services, but may not be classified with a gas, grocery or drugstore MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $80,000 in net annual Purchases of gas, groceries, drugstore products/services and on aircanada.com made from January 1 to December 31 each year on your Account. Once the maximum net annual amount has been reached, Purchases of gas, groceries or drugstore products/services on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of and not in addition to the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer

⁵ 1 Aeroplan Mile is earned on each $1.00 in Purchases charged to your TD Aeroplan Credit Card Account (“Account”). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa* Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at http://www.tdcanadatrust.com/tdvisa/agreements ).

All trade-marks are the property of their respective owners.

* Trademark of Visa Int., used under license.

TM Air Canada Maple Leaf Lounge is a trademark of Air Canada, used under license.

® Air Canada, Air Canada Express, Air Canada Rouge and the Air Canada Maple Leaf logo are registered trademarks of Air Canada, used under license.

® Air Canada is a registered trademark of Air Canada, used under license.

® Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aimia Canada Inc.

® The Aeroplan logo and Aeroplan, are registered trademarks of Aimia Canada Inc.

The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

Annual interest rates, fees and features are subject to change.

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Our Review

The TD® Aeroplan® Visa Infinite* Card is the top Aeroplan branded credit card for people who want a card with a reasonable annual fee for the primary cardholder in the $120 range ($50 for authorized users).

It gives you a lot of Air Canada specific perks and helps you accumulate miles at an advanced rate.

Earning Aeroplan Miles

Earning 1 Aeroplan Mile per dollar spent on a premium credit card is to be expected, but the TD® Aeroplan® Visa Infinite* Card Card has a few bonus spending categories that are definitely a nice extra.

That's right, you'll be able to earn 1.5 miles for every dollar spent on:

  • gas,
  • groceries,
  • drugstore purchases, and
  • purchases through Air Canada.

Considering we value an Aeroplan mile at 2.5 cents each (when redeemed for flights), you'll be getting a 3.75% return on all of the above purchases, and a 2.5% return on all of your other spending – which is really quite impressive.

Plus, on top of these earn rates, the TD® Aeroplan® Visa Infinite* Card comes with a great welcome bonus.

After making your first purchase, you'll be given 15,000 Aeroplan Miles, which could be worth up to $375 or more when redeemed optimally for flights.

Please note: The Aeroplan program could be undergoing major changes in 2020 which could impact reward value. Full details here.

Air Canada specific perks

Not only will you be able to redeem your miles for flights through Air Canada, but you'll get to enjoy some great perks while you're at it.

On your Aeroplan reward flights flown through Air Canada, you’ll get:

  • priority check-in,
  • priority boarding, and
  • one complimentary checked bag.

Plus, you’ll get 1 free annual pass to the Maple Leaf Lounge, so you'll be able to relax in the midst of your busy travelling.

Travel insurance coverage

One really nice feature about this card is that not only do you get a strong set of included insurance coverage, but your coverage even applies when you're flying on an Aeroplan reward ticket. Most cards require you to charge the full value of your airfare to have insurance coverage, making it a rare benefit.

In addition, you can take advantage of its complimentary concierge service and a few other Visa Infinite perks.

Interested in getting your annual fee waived?

One really nice thing about this card is that if you have the TD All-Inclusive Banking plan, this card qualifies for the credit card fee waiver.

And while that banking plan does have a monthly fee of $29.95, it'll also be waived if you maintain a minimum monthly balance of $5,000 – a great way to get a premium card for no annual fee.

Not sure if it's the card for you

If you're looking for an Aeroplan card that will get you benefits on every Air Canada flight (not just on rewards flights), the will do exactly that. You'll enjoy free checked bags, priority check in, and priority boarding on every Air Canada operated flight. Plus, you'll get 4 Maple Leaf Lounge passes every year to use on Aeroplan reward tickets, and there's a host of other Visa Infinite perks as well. However, it does require a household income of $200,000 to qualify.

Or maybe you want to earn Aeroplan rewards, but don't meet the high income requirements of the two cards above. If so, the will allow you to earn Aeroplan Miles on all of your purchases, and has no minimum income requirements.

If you prefer a card that will give you a guaranteed return, the will give you a 1.5% return on all of your purchases when you redeem your points at Expedia for TD. Plus, a 4.5% return on all your Expedia For TD purchases.

What are your thoughts?

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.

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