Annual Fee
$149
Extra Card Fee
$49
Purchase
14.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • No online application available.
  • Earn 1.5 miles for every $1 spent on travel and gas purchases.
  • Earn 1 mile for every other $1 spent.
  • Receive 20,000 Aeroplan Miles after your first purchase.
  • Use your miles to fly with over 25 of the world's finest airlines.
  • Enjoy premium perks with Aeroplan Flight Rewards like one complimentary checked bag, priority check-in and boarding, and one annual pass to an Air Canada Maple Leaf Lounge.
  • Travel and shop with confidence thanks to TD's solid insurance package.
  • Up to 25% off on business Purchases made under the Visa SavingsEdge Program.
  • Save up to 10% with AVIS and Budget Rent A Car.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Emergency Medical Term 15 days
Emergency Medical over 65 4 days
Flight Delay $500
Baggage Delay $1,000
Lost or Stolen Baggage $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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