Annual Fee
$0
Extra Card Fee
$0
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
$12,000
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • Earn 1 point for every $2 spent.
  • Use your points to travel anywhere and anytime. No restrictions.
  • Flexible rewards that can be used travel, special offers, and merchandise.
  • Access to Scotia Reward’s full-service travel agency and discounts and special offers from Scotia Rewards Travel Advantage.
  • No annual fee and free supplementary cards.
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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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