Annual Fee
Extra Card Fee
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • Earn 4 points on every $1 spent on gas, groceries, dining and entertainment.
  • Earn 1 point on every $1 spent elsewhere.
  • Earn a signup bonus of 30,000 points after your first purchase (worth $300).
  • Flexible rewards that can be redeemed for travel anytime to anywhere, merchandise, or gift cards.
  • Access to Scotia Rewards Travel Service and Scotia Rewards Travel Advantage.
  • Access to special offers and events through American Express Invites, as well as a VIP pass to many exclusive events and venues.
  • Complimentary Priority Pass lounge access with a combined 14 free visits annually to over 600 lounges worldwide.
  • Complimentary membership to Hertz #1 Club Gold.
  • Comprehensive insurance that covers you and your purchases with 12 different types of insurance.
  • Coverage includes rare 31 days travel medical (10 days for age 65+), trip cancellation, up to 2 year extended warranty on purchases, and price protection.
  • 24/7 Premium Concierge Services.
Extended Warranty 2 years
Purchase Protection 120 days
Price Protection Yes
Travel Accident $500,000
Emergency Medical 31 days
Trip Cancellation $2,500
Trip Interruption $5,000
Flight Delay $1,000
Baggage Delay $1,000
Lost or Stolen Baggage $1,000
Hotel Burglary $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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