Annual Fee
$120
Extra Card Fee
$50
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • Earn 1 point for every $1 spent.
  • Get a welcome bonus of 30,000 points.
  • Get 5% cash back when you book travel through the Scotia Rewards Travel Service.
  • The ability to convert your Scotia Rewards points to SCENE points.
  • Comprehensive insurance included at no extra cost.
  • Save up to 20% at participating AVIS car rental locations worldwide.
  • Easily track and organize business expenses.
  • Get 50% off the annual fee of your personal ScotiaGold Passport Visa card and combine the points easily.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Flight Delay $500
Baggage Delay $1,000
Lost or Stolen Baggage $1,250
Hotel Burglary $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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