Pairs well with...

 
Annual Fee
$0
Extra Card Fee
$0
Card Type
Credit
Purchase
19.99%
Cash Advance
21.50%
Balance Transfer
21.50%
Personal Income
$80,000
Household Income
$150,000
Canadian resident who has reached the provincial age of majority.
Best no annual fee cash back credit card in Canada for 2019 award seal
Best travel credit cards in Canada with no annual fee for 2019 award seal
Extended Warranty 1 year
Purchase Protection 90 days
Emergency Medical Term 10 days
Emergency Medical over 65 3 days
Trip Cancellation $1,000
Trip Interruption $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

There's an even better card for you.

Other cards you might like

People interested in this card were also interested in...

Our Review

The Rogers World Elite Mastercard stands out among the crowd because of its solid cash back earn rate of 1.75% on all purchases coupled with no annual fee.

What might be considered the second-most attractive feature of this card is its earn rates for purchases made in a foreign currency. You get 4% cash back for every dollar spent, offsetting the usual 2.5% foreign exchange fee and netting 1.5% back.

And for each dollar you charge in Rogers affiliated products to your card, you'll get 2% cash back. It also comes with a small sign up bonus of $25.

A relatively new feature of the card: you can redeem your cash back anytime for a statement credit once you've accumulated $20.

The huge downside? You're locked into that $80,000 individual minimum income requirement just to qualify, or $150,000 as a household which isn't much better. That puts it out of reach for nearly 75% of the Canadian population.

Want a card that has a better earn rate and no minimum income requirements? The has a level-headed 2% earn rate on absolutely all purchases, no income requirements, and a higher sign-up bonus – earn 5% cash back on all purchases made in the first 6 months, on the first $6,000 in spending.

Plus, it has a better insurance package, with up to 9 types of purchase and travel protection. And, get access to American Express Invites, featuring front of the line access to concert ticket presales.

Even with its $99 price tag, if you spend enough on the card, you'd still come out on top.

Looking for foreign exchange fee relief?

The is great if you're a frequent traveler and the is the ticket if you want no fees, no income requirements, cash back, free roadside assistance, and 0% foreign transaction fees.

What are your thoughts?

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.

Featured In

The Globe and Mail
thestar.com
Huddle.today
Morningstar