With the ability to earn 3% on purchases in foreign currencies, this low fee cash back card is perfect for travel, cross-border shopping, or foreign business expenses.

Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
If we find your match, we’ll give you up to $25 when you refer your friends.*

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Our Review

The Rogers Platinum Mastercard has been gaining some hype due to its most sought-after feature, notably 3% cash back on foreign spending.

This offsets the 2.5% foreign exchange fees that come along with your purchases made in a foreign currency, giving you a net return of 0.5% instead of 3%.

You'll also earn 1.25% cash back on all your purchases, and 2% on any Rogers services or products charged to the card. Once you have at least $20 in rewards accumulated, you can redeem your cash back at any time.

While all this is great, you'll get an underwhelming sign-up bonus of $25 after the first purchase, no perks, and no travel or purchase insurance at all.

Want to pick your own earning categories? The will let you earn 2% on two categories of your choice – three if you have a Tangerine bank account – and 0.5% cash back on everything else.

Pro tip: It makes for a great pairing with the Rogers Platinum Mastercard. Use the Tangerine Mastercard on your chosen categories and the Rogers card for everything else.

As an alternative, a card that can give you even more relief from foreign exchange fees is the . This card will waive the foreign exchange fees completely and still gives you 1% cash back on all purchases, putting you ahead of the Rogers Platinum Mastercard by 0.5%. Plus, it comes with car rental insurance, purchase protection, and complimentary roadside assistance, which the Rogers card does not.

Another alternative that'll give you the same base earn-rate but a better sign-up bonus and some great perks is the with 1.25% on all purchases and 2.5% on all spending in the first 3 months (up to $150 in total cash back earned) as a welcome bonus.

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