With low (to no) annual fee, this card gives you insurance and the ability to earn flexible points fast.

Annual Fee
$39
Extra Card Fee
$0
Card Type
Credit
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

If we find your match, we’ll give you up to $25 when you refer your friends.*

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Our Review

Typically offered with a low $39 annual fee, the Signature RBC Rewards Visa waives the fee if you’re a student or if you already bank with RBC.

Allowing you to earn 1 point for every dollar spent, the RBC Signature Rewards card will allow you to purchase merchandise, gift cards, travel, and even RBC Financial Rewards.

You can also convert your RBC Rewards points to WestJet dollars or Hudon's Bay Rewards.

As an added bonus, this card covers your purchases against loss, damage, or theft, as well as providing extended warranty, doubling the manufacturer’s warranty up to an extra year.

If you crave more points for no annual fee, the will let you earn 2 points per $1 spent on gas, groceries, and restaurants (up to $5,000 spent annually in each category), plus 1 point per $1 spent on all other purchases.

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