Annual Fee
Extra Card Fee
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • Earn 1 point for every $1 spent.
  • Earn extra points when you shop at select RBC partners (Carlson Wagonlit and UBER).
  • Convert points to WestJet dollars, Esso Extra points, or Shoppers Optimum points.
  • Redeem points for gift cards, travel, merchandise, and RBC Financial Rewards vouchers.
  • Low annual fee, which is waived if you are a student or an RBC Signature No Limit Banking client.
  • 4 types of included insurance that covers you when you shop, travel, or rent a car.
  • Set spend limits for secondary cardholders.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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