Annual Fee
$110
Extra Card Fee
$40
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • Earn 1 RBC Rewards point for every $1 spent.
  • Signup bonus of 2,500 points worth $25.
  • Flexible points that you can redeem for merchandise, gift cards, and even RBC Financial Rewards that you can use to pay off your credit balance.
  • Earn extra points when you shop at select RBC partners (Carlson Wagonlit and UBER).
  • Convert your points to WestJet dollars, Esso Extra points, or Shoppers Optimum points.
  • Extensive insurance coverage that includes 31 days of emergency medical, trip interruption, trip cancellation and much more.
  • Ability to set spend limits on secondary cards.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Emergency Medical 31 days
Trip Cancellation $2,500
Trip Interruption $2,500
Flight Delay $500
Baggage Delay $500
Lost or Stolen Baggage $500
Hotel Burglary $2,500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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